Account ownership at a financial institution or with a in China

China: Account ownership at a financial institution or with a was 93.8% in 2024. ▲ Rising

Latest (2024)
93.8%
Change on year
up 1.5%
World rank
33rd
of 102 countries
All-time high
93.8%
in 2024
All-time low
75.3%
in 2011
Years of data
5
2011–2024

Account ownership at a financial institution or with a in China, 2011–2024

0204060801002011201720242011: 75.3 % of population ages 15+2014: 83.2 % of population ages 15+2017: 87.6 % of population ages 15+2021: 92.5 % of population ages 15+2024: 93.8 % of population ages 15+

Source: Global Findex Database, World Bank (WB). Measured in % of population ages 15+.

Analysis

China recorded 93.8% for account ownership at a financial institution or with a in 2024. That is the highest value across all 5 years on record.

The figure is up 1.5% on the previous year and up 12.7% over ten years.

Over the whole period, account ownership at a financial institution or with a in China peaked at 93.8% in 2024 and was at its lowest, 75.3%, in 2011.

China ranks 33rd of 102 countries on this measure, in the middle of the range.

Account ownership at a financial institution or with a in China, year by year

Annual values for Account ownership at a financial institution or with a mobile-money-service provider, richest 60% (% of population ages 15+) in China, 2011 to 2024.
Year % of population ages 15+ Change
2011 75.3%
2014 83.2% +10.6%
2017 87.6% +5.2%
2021 92.5% +5.6%
2024 93.8% +1.5%

Averages by decade

DecadeAverage LowestHighest Years
2010s 82.0% 75.3% 87.6% 3
2020s 93.1% 92.5% 93.8% 2

Countries ranked near China

  1. 30 Kenya 94.3% compare
  2. 31 Portugal 93.9% compare
  3. 32 Iran, Islamic Republic of 93.9% compare
  4. 34 Malaysia 93.1% compare
  5. 35 Hungary 92.4% compare
  6. 36 Thailand 92.3% compare

See the full ranking of 114 places →

More financial sector data for China

All data for China →

Frequently asked questions

What is account ownership at a financial institution or with a in China?
Account ownership at a financial institution or with a in China was 93.8% in 2024, according to Global Findex Database, World Bank (WB).
What is the highest account ownership at a financial institution or with a recorded in China?
The highest recorded value was 93.8% in 2024.
What is the lowest account ownership at a financial institution or with a recorded in China?
The lowest recorded value was 75.3% in 2011.
How does China rank for account ownership at a financial institution or with a?
China ranks 33rd out of 102 countries with data for 2024.
Is account ownership at a financial institution or with a rising or falling in China?
Over the last ten years it is up 12.7%. The long-run trend across the full record is rising.
Where does this China data come from?
The figures come from Global Findex Database, World Bank (WB), published as part of Account ownership at a financial institution or with a mobile-money-service provider, richest 60% (% of population ages 15+). Statizoid updates them automatically from the source API.

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Account ownership at a financial institution or with a in China. Statizoid, drawing on Global Findex Database, World Bank (WB). Retrieved 09 September 2026, from https://financial-sector.statizoid.com/stat/account-ownership-at-a-financial-institution-or-with-a-mobile-money-service-provider-2/china/

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About this data

Indicator
Account ownership at a financial institution or with a mobile-money-service provider, richest 60% (% of population ages 15+)
Unit
% of population ages 15+
Source
Global Findex Database, World Bank (WB)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
114 places, 570 data points, 2011–2024
Last refreshed

Account denotes the percentage of respondents who report having an account (by themselves or together with someone else) at a bank or another type of financial institution or report personally using a mobile money service in the past 12 months (richest 60%, share of population ages 15+).