Account ownership at a financial institution or with a in Portugal

Portugal: Account ownership at a financial institution or with a was 93.9% in 2024. ▲ Rising

Latest (2024)
93.9%
Change on year
down 2.2%
World rank
31st
of 102 countries
All-time high
96.0%
in 2021
All-time low
86.4%
in 2011
Years of data
5
2011–2024

Account ownership at a financial institution or with a in Portugal, 2011–2024

0204060801002011201720242011: 86.4 % of population ages 15+2014: 92.7 % of population ages 15+2017: 95.6 % of population ages 15+2021: 96 % of population ages 15+2024: 93.9 % of population ages 15+

Source: Global Findex Database, World Bank (WB). Measured in % of population ages 15+.

Analysis

Portugal recorded 93.9% for account ownership at a financial institution or with a in 2024.

The figure is down 2.2% on the previous year and up 1.2% over ten years.

Over the whole period, account ownership at a financial institution or with a in Portugal peaked at 96.0% in 2021 and was at its lowest, 86.4%, in 2011.

Portugal ranks 31st of 102 countries on this measure, in the middle of the range.

Account ownership at a financial institution or with a in Portugal, year by year

Annual values for Account ownership at a financial institution or with a mobile-money-service provider, richest 60% (% of population ages 15+) in Portugal, 2011 to 2024.
Year % of population ages 15+ Change
2011 86.4%
2014 92.7% +7.3%
2017 95.6% +3.1%
2021 96.0% +0.4%
2024 93.9% -2.2%

Portugal compared with similar countries

  • Portugal's 93.9% is below the median for high income countries, which is 97.9%, 96% of the median. (40 countries reporting)
  • Portugal's 93.9% is below the median for Europe & Central Asia, which is 94.2%, 100% of the median. (40 countries reporting)

Averages by decade

DecadeAverage LowestHighest Years
2010s 91.6% 86.4% 95.6% 3
2020s 94.9% 93.9% 96.0% 2

Countries ranked near Portugal

  1. 28 Israel 95.2% compare
  2. 29 Greece 94.5% compare
  3. 30 Kenya 94.3% compare
  4. 32 Iran, Islamic Republic of 93.9% compare
  5. 33 China 93.8% compare
  6. 34 Malaysia 93.1% compare

See the full ranking of 114 places →

More financial sector data for Portugal

All data for Portugal →

Frequently asked questions

What is account ownership at a financial institution or with a in Portugal?
Account ownership at a financial institution or with a in Portugal was 93.9% in 2024, according to Global Findex Database, World Bank (WB).
What is the highest account ownership at a financial institution or with a recorded in Portugal?
The highest recorded value was 96.0% in 2021.
What is the lowest account ownership at a financial institution or with a recorded in Portugal?
The lowest recorded value was 86.4% in 2011.
How does Portugal rank for account ownership at a financial institution or with a?
Portugal ranks 31st out of 102 countries with data for 2024.
Is account ownership at a financial institution or with a rising or falling in Portugal?
Over the last ten years it is up 1.2%. The long-run trend across the full record is rising.
Where does this Portugal data come from?
The figures come from Global Findex Database, World Bank (WB), published as part of Account ownership at a financial institution or with a mobile-money-service provider, richest 60% (% of population ages 15+). Statizoid updates them automatically from the source API.

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Account ownership at a financial institution or with a in Portugal. Statizoid, drawing on Global Findex Database, World Bank (WB). Retrieved 13 September 2026, from https://financial-sector.statizoid.com/stat/account-ownership-at-a-financial-institution-or-with-a-mobile-money-service-provider-2/portugal/

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About this data

Indicator
Account ownership at a financial institution or with a mobile-money-service provider, richest 60% (% of population ages 15+)
Unit
% of population ages 15+
Source
Global Findex Database, World Bank (WB)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
114 places, 570 data points, 2011–2024
Last refreshed

Account denotes the percentage of respondents who report having an account (by themselves or together with someone else) at a bank or another type of financial institution or report personally using a mobile money service in the past 12 months (richest 60%, share of population ages 15+).