Account ownership at a financial institution or with a in Costa Rica

Costa Rica: Account ownership at a financial institution or with a was 77.0% in 2024. ▲ Rising

Latest (2024)
77.0%
Change on year
up 1.5%
World rank
62nd
of 102 countries
All-time high
77.0%
in 2024
All-time low
60.2%
in 2011
Years of data
5
2011–2024

Account ownership at a financial institution or with a in Costa Rica, 2011–2024

0204060802011201720242011: 60.2 % of population ages 15+2014: 69.8 % of population ages 15+2017: 74.3 % of population ages 15+2021: 75.9 % of population ages 15+2024: 77 % of population ages 15+

Source: Global Findex Database, World Bank (WB). Measured in % of population ages 15+.

Analysis

The most recent figure for account ownership at a financial institution or with a in Costa Rica is 77.0%, measured in 2024. That is the highest value across all 5 years on record.

Compared with earlier readings it is up 1.5% on the previous year and up 10.4% over ten years.

Over the whole period, account ownership at a financial institution or with a in Costa Rica peaked at 77.0% in 2024 and was at its lowest, 60.2%, in 2011.

Costa Rica ranks 62nd of 102 countries on this measure, in the middle of the range.

Account ownership at a financial institution or with a in Costa Rica, year by year

Annual values for Account ownership at a financial institution or with a mobile-money-service provider, richest 60% (% of population ages 15+) in Costa Rica, 2011 to 2024.
Year % of population ages 15+ Change
2011 60.2%
2014 69.8% +15.9%
2017 74.3% +6.6%
2021 75.9% +2.1%
2024 77.0% +1.5%

Costa Rica compared with similar countries

  • Costa Rica's 77.0% is below the median for high income countries, which is 97.9%, 79% of the median. (40 countries reporting)
  • Costa Rica's 77.0% is above the median for Latin America & Caribbean, which is 69.9%, 1.1× the median. (17 countries reporting)

Averages by decade

DecadeAverage LowestHighest Years
2010s 68.1% 60.2% 74.3% 3
2020s 76.5% 75.9% 77.0% 2

Countries ranked near Costa Rica

  1. 59 Zambia 81.9% compare
  2. 60 Saudi Arabia 81.7% compare
  3. 61 Uruguay 81.0% compare
  4. 63 Uganda 76.8% compare
  5. 64 Panama 76.5% compare
  6. 65 Armenia 76.2% compare

See the full ranking of 114 places →

More financial sector data for Costa Rica

All data for Costa Rica →

Frequently asked questions

What is account ownership at a financial institution or with a in Costa Rica?
Account ownership at a financial institution or with a in Costa Rica was 77.0% in 2024, according to Global Findex Database, World Bank (WB).
What is the highest account ownership at a financial institution or with a recorded in Costa Rica?
The highest recorded value was 77.0% in 2024.
What is the lowest account ownership at a financial institution or with a recorded in Costa Rica?
The lowest recorded value was 60.2% in 2011.
How does Costa Rica rank for account ownership at a financial institution or with a?
Costa Rica ranks 62nd out of 102 countries with data for 2024.
Is account ownership at a financial institution or with a rising or falling in Costa Rica?
Over the last ten years it is up 10.4%. The long-run trend across the full record is rising.
Where does this Costa Rica data come from?
The figures come from Global Findex Database, World Bank (WB), published as part of Account ownership at a financial institution or with a mobile-money-service provider, richest 60% (% of population ages 15+). Statizoid updates them automatically from the source API.

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Account ownership at a financial institution or with a in Costa Rica. Statizoid, drawing on Global Findex Database, World Bank (WB). Retrieved 13 September 2026, from https://financial-sector.statizoid.com/stat/account-ownership-at-a-financial-institution-or-with-a-mobile-money-service-provider-2/costa-rica/

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About this data

Indicator
Account ownership at a financial institution or with a mobile-money-service provider, richest 60% (% of population ages 15+)
Unit
% of population ages 15+
Source
Global Findex Database, World Bank (WB)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
114 places, 570 data points, 2011–2024
Last refreshed

Account denotes the percentage of respondents who report having an account (by themselves or together with someone else) at a bank or another type of financial institution or report personally using a mobile money service in the past 12 months (richest 60%, share of population ages 15+).