Account ownership at a financial institution or with a in Panama

Panama: Account ownership at a financial institution or with a was 76.5% in 2024. ▲ Rising

Latest (2024)
76.5%
Change on year
up 43.5%
World rank
64th
of 102 countries
All-time high
76.5%
in 2024
All-time low
29.5%
in 2011
Years of data
5
2011–2024

Account ownership at a financial institution or with a in Panama, 2011–2024

0204060802011201720242011: 29.5 % of population ages 15+2014: 51.5 % of population ages 15+2017: 55.6 % of population ages 15+2021: 53.3 % of population ages 15+2024: 76.5 % of population ages 15+

Source: Global Findex Database, World Bank (WB). Measured in % of population ages 15+.

Analysis

In 2024, account ownership at a financial institution or with a in Panama stood at 76.5%. That is the highest value across all 5 years on record.

The figure is up 43.5% on the previous year and up 48.5% over ten years.

Over the whole period, account ownership at a financial institution or with a in Panama peaked at 76.5% in 2024 and was at its lowest, 29.5%, in 2011.

That places Panama 64th out of 102 countries with data for 2024, putting it in the middle of the range.

Account ownership at a financial institution or with a in Panama, year by year

Annual values for Account ownership at a financial institution or with a mobile-money-service provider, richest 60% (% of population ages 15+) in Panama, 2011 to 2024.
Year % of population ages 15+ Change
2011 29.5%
2014 51.5% +74.5%
2017 55.6% +7.9%
2021 53.3% -4.0%
2024 76.5% +43.5%

Averages by decade

DecadeAverage LowestHighest Years
2010s 45.5% 29.5% 55.6% 3
2020s 64.9% 53.3% 76.5% 2

Countries ranked near Panama

  1. 61 Uruguay 81.0% compare
  2. 62 Costa Rica 77.0% compare
  3. 63 Uganda 76.8% compare
  4. 65 Armenia 76.2% compare
  5. 66 Nigeria 74.3% compare
  6. 67 Gabon 73.7% compare

See the full ranking of 114 places →

More financial sector data for Panama

All data for Panama →

Frequently asked questions

What is account ownership at a financial institution or with a in Panama?
Account ownership at a financial institution or with a in Panama was 76.5% in 2024, according to Global Findex Database, World Bank (WB).
What is the highest account ownership at a financial institution or with a recorded in Panama?
The highest recorded value was 76.5% in 2024.
What is the lowest account ownership at a financial institution or with a recorded in Panama?
The lowest recorded value was 29.5% in 2011.
How does Panama rank for account ownership at a financial institution or with a?
Panama ranks 64th out of 102 countries with data for 2024.
Is account ownership at a financial institution or with a rising or falling in Panama?
Over the last ten years it is up 48.5%. The long-run trend across the full record is rising.
Where does this Panama data come from?
The figures come from Global Findex Database, World Bank (WB), published as part of Account ownership at a financial institution or with a mobile-money-service provider, richest 60% (% of population ages 15+). Statizoid updates them automatically from the source API.

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Account ownership at a financial institution or with a in Panama. Statizoid, drawing on Global Findex Database, World Bank (WB). Retrieved 09 September 2026, from https://financial-sector.statizoid.com/stat/account-ownership-at-a-financial-institution-or-with-a-mobile-money-service-provider-2/panama/

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About this data

Indicator
Account ownership at a financial institution or with a mobile-money-service provider, richest 60% (% of population ages 15+)
Unit
% of population ages 15+
Source
Global Findex Database, World Bank (WB)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
114 places, 570 data points, 2011–2024
Last refreshed

Account denotes the percentage of respondents who report having an account (by themselves or together with someone else) at a bank or another type of financial institution or report personally using a mobile money service in the past 12 months (richest 60%, share of population ages 15+).