Account ownership at a financial institution or with a in Ghana
Ghana: Account ownership at a financial institution or with a was 89.0% in 2024. ▲ Rising
Account ownership at a financial institution or with a in Ghana, 2011–2024
Source: Global Findex Database, World Bank (WB). Measured in % of population ages 15+.
Analysis
In 2024, account ownership at a financial institution or with a in Ghana stood at 89.0%. That is the highest value across all 5 years on record.
The figure is up 15.3% on the previous year and up 97.2% over ten years.
Over the whole period, account ownership at a financial institution or with a in Ghana peaked at 89.0% in 2024 and was at its lowest, 36.7%, in 2011.
That places Ghana 46th out of 102 countries with data for 2024, putting it in the middle of the range.
Account ownership at a financial institution or with a in Ghana, year by year
| Year | % of population ages 15+ | Change |
|---|---|---|
| 2011 | 36.7% | — |
| 2014 | 45.2% | +22.9% |
| 2017 | 63.9% | +41.6% |
| 2021 | 77.2% | +20.7% |
| 2024 | 89.0% | +15.3% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2010s | 48.6% | 36.7% | 63.9% | 3 |
| 2020s | 83.1% | 77.2% | 89.0% | 2 |
Countries ranked near Ghana
- 43 Kazakhstan 89.5% compare
- 44 Bulgaria 89.4% compare
- 45 Venezuela, Bolivarian Republic of 89.2% compare
- 47 Serbia 88.7% compare
- 48 Italy 88.6% compare
- 49 North Macedonia 88.2% compare
More financial sector data for Ghana
- Reserve position in the IMF, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0011 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 3.61 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 0 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0008 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 2.64 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0011 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 3.61 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 0 % change on previous year (2025)
Frequently asked questions
- What is account ownership at a financial institution or with a in Ghana?
- Account ownership at a financial institution or with a in Ghana was 89.0% in 2024, according to Global Findex Database, World Bank (WB).
- What is the highest account ownership at a financial institution or with a recorded in Ghana?
- The highest recorded value was 89.0% in 2024.
- What is the lowest account ownership at a financial institution or with a recorded in Ghana?
- The lowest recorded value was 36.7% in 2011.
- How does Ghana rank for account ownership at a financial institution or with a?
- Ghana ranks 46th out of 102 countries with data for 2024.
- Is account ownership at a financial institution or with a rising or falling in Ghana?
- Over the last ten years it is up 97.2%. The long-run trend across the full record is rising.
- Where does this Ghana data come from?
- The figures come from Global Findex Database, World Bank (WB), published as part of Account ownership at a financial institution or with a mobile-money-service provider, richest 60% (% of population ages 15+). Statizoid updates them automatically from the source API.
Download this data
CSV · JSON — 5 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
Account denotes the percentage of respondents who report having an account (by themselves or together with someone else) at a bank or another type of financial institution or report personally using a mobile money service in the past 12 months (richest 60%, share of population ages 15+).