Account ownership at a financial institution or with a in North Macedonia

North Macedonia: Account ownership at a financial institution or with a was 88.2% in 2024. ▲ Rising

Latest (2024)
88.2%
Change on year
down 2.4%
World rank
49th
of 102 countries
All-time high
90.3%
in 2021
All-time low
76.6%
in 2011
Years of data
5
2011–2024

Account ownership at a financial institution or with a in North Macedonia, 2011–2024

0204060801002011201720242011: 76.6 % of population ages 15+2014: 79.7 % of population ages 15+2017: 83.1 % of population ages 15+2021: 90.3 % of population ages 15+2024: 88.2 % of population ages 15+

Source: Global Findex Database, World Bank (WB). Measured in % of population ages 15+.

Analysis

In 2024, account ownership at a financial institution or with a in North Macedonia stood at 88.2%.

The figure is down 2.4% on the previous year and up 10.6% over ten years.

Over the whole period, account ownership at a financial institution or with a in North Macedonia peaked at 90.3% in 2021 and was at its lowest, 76.6%, in 2011.

North Macedonia ranks 49th of 102 countries on this measure, in the middle of the range.

Account ownership at a financial institution or with a in North Macedonia, year by year

Annual values for Account ownership at a financial institution or with a mobile-money-service provider, richest 60% (% of population ages 15+) in North Macedonia, 2011 to 2024.
Year % of population ages 15+ Change
2011 76.6%
2014 79.7% +4.1%
2017 83.1% +4.3%
2021 90.3% +8.7%
2024 88.2% -2.4%

Averages by decade

DecadeAverage LowestHighest Years
2010s 79.8% 76.6% 83.1% 3
2020s 89.2% 88.2% 90.3% 2

Countries ranked near North Macedonia

  1. 46 Ghana 89.0% compare
  2. 47 Serbia 88.7% compare
  3. 48 Italy 88.6% compare
  4. 50 Argentina 86.4% compare
  5. 51 Türkiye 85.6% compare
  6. 52 Viet Nam 85.5% compare

See the full ranking of 114 places →

More financial sector data for North Macedonia

All data for North Macedonia →

Frequently asked questions

What is account ownership at a financial institution or with a in North Macedonia?
Account ownership at a financial institution or with a in North Macedonia was 88.2% in 2024, according to Global Findex Database, World Bank (WB).
What is the highest account ownership at a financial institution or with a recorded in North Macedonia?
The highest recorded value was 90.3% in 2021.
What is the lowest account ownership at a financial institution or with a recorded in North Macedonia?
The lowest recorded value was 76.6% in 2011.
How does North Macedonia rank for account ownership at a financial institution or with a?
North Macedonia ranks 49th out of 102 countries with data for 2024.
Is account ownership at a financial institution or with a rising or falling in North Macedonia?
Over the last ten years it is up 10.6%. The long-run trend across the full record is rising.
Where does this North Macedonia data come from?
The figures come from Global Findex Database, World Bank (WB), published as part of Account ownership at a financial institution or with a mobile-money-service provider, richest 60% (% of population ages 15+). Statizoid updates them automatically from the source API.

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Account ownership at a financial institution or with a in North Macedonia. Statizoid, drawing on Global Findex Database, World Bank (WB). Retrieved 12 September 2026, from https://financial-sector.statizoid.com/stat/account-ownership-at-a-financial-institution-or-with-a-mobile-money-service-provider-2/north-macedonia/

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About this data

Indicator
Account ownership at a financial institution or with a mobile-money-service provider, richest 60% (% of population ages 15+)
Unit
% of population ages 15+
Source
Global Findex Database, World Bank (WB)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
114 places, 570 data points, 2011–2024
Last refreshed

Account denotes the percentage of respondents who report having an account (by themselves or together with someone else) at a bank or another type of financial institution or report personally using a mobile money service in the past 12 months (richest 60%, share of population ages 15+).