Account ownership at a financial institution or with a in Finland

Finland: Account ownership at a financial institution or with a was 100.0% in 2024. ▬ Flat

Latest (2024)
100.0%
Change on year
unchanged
World rank
1st
of 106 countries
All-time high
100.0%
in 2014
All-time low
99.6%
in 2011
Years of data
5
2011–2024

Account ownership at a financial institution or with a in Finland, 2011–2024

0204060801002011201720242011: 99.6 % of population ages 25+2014: 100 % of population ages 25+2017: 99.8 % of population ages 25+2021: 100 % of population ages 25+2024: 100 % of population ages 25+

Source: Global Findex Database, World Bank (WB). Measured in % of population ages 25+.

Analysis

In 2024, account ownership at a financial institution or with a in Finland stood at 100.0%. That is the highest value across all 5 years on record.

Compared with earlier readings it is unchanged over ten years.

Over the whole period, account ownership at a financial institution or with a in Finland peaked at 100.0% in 2014 and was at its lowest, 99.6%, in 2011.

That places Finland 1st out of 106 countries with data for 2024, putting it in the top 10%.

Account ownership at a financial institution or with a in Finland, year by year

Annual values for Account ownership at a financial institution or with a mobile-money-service provider, older adults (% of population ages 25+) in Finland, 2011 to 2024.
Year % of population ages 25+ Change
2011 99.6%
2014 100.0% +0.4%
2017 99.8% -0.2%
2021 100.0% +0.2%
2024 100.0% +0.0%

Averages by decade

DecadeAverage LowestHighest Years
2010s 99.8% 99.6% 100.0% 3
2020s 100.0% 100.0% 100.0% 2

Countries ranked near Finland

  1. 2 Austria 99.4% compare
  2. 3 Germany 99.3% compare
  3. 4 United Kingdom of Great Britain and Northern Ireland 99.2% compare

See the full ranking of 118 places →

More financial sector data for Finland

All data for Finland →

Frequently asked questions

What is account ownership at a financial institution or with a in Finland?
Account ownership at a financial institution or with a in Finland was 100.0% in 2024, according to Global Findex Database, World Bank (WB).
What is the highest account ownership at a financial institution or with a recorded in Finland?
The highest recorded value was 100.0% in 2014.
What is the lowest account ownership at a financial institution or with a recorded in Finland?
The lowest recorded value was 99.6% in 2011.
How does Finland rank for account ownership at a financial institution or with a?
Finland ranks 1st out of 106 countries with data for 2024.
Is account ownership at a financial institution or with a rising or falling in Finland?
Over the last ten years it is unchanged. The long-run trend across the full record is flat.
Where does this Finland data come from?
The figures come from Global Findex Database, World Bank (WB), published as part of Account ownership at a financial institution or with a mobile-money-service provider, older adults (% of population ages 25+). Statizoid updates them automatically from the source API.

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Account ownership at a financial institution or with a in Finland. Statizoid, drawing on Global Findex Database, World Bank (WB). Retrieved 11 September 2026, from https://financial-sector.statizoid.com/stat/account-ownership-at-a-financial-institution-or-with-a-mobile-money-service-provider-4/finland/

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<a href="https://financial-sector.statizoid.com/stat/account-ownership-at-a-financial-institution-or-with-a-mobile-money-service-provider-4/finland/">Account ownership at a financial institution or with a in Finland</a> — Statizoid

About this data

Indicator
Account ownership at a financial institution or with a mobile-money-service provider, older adults (% of population ages 25+)
Unit
% of population ages 25+
Source
Global Findex Database, World Bank (WB)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
118 places, 590 data points, 2011–2024
Last refreshed

Account denotes the percentage of respondents who report having an account (by themselves or together with someone else) at a bank or another type of financial institution or report personally using a mobile money service in the past 12 months (older adults, % of population ages 25+).