Account ownership at a financial institution or with a mobile-money-service provider, older adults (% of population ages 25+) by country
Account denotes the percentage of respondents who report having an account (by themselves or together with someone else) at a bank or another type of financial institution or report personally using a mobile money service in the past 12 months (older adults, % of population ages 25+).
Countries reporting
106
Highest
100.0%
Finland
Lowest
21.8%
Nicaragua
Median
82.9%
Years covered
14
2011–2024
Data points
590
What the numbers show
Account ownership at a financial institution or with a mobile-money-service provider, older adults (% of population ages 25+) is currently reported for 106 countries. The highest value is 100.0% in Finland; the lowest is 21.8% in Nicaragua.
The median across all reporting countries is 82.9%, and the mean is 76.6%.
The gap between the highest and lowest reporting country is a factor of about 5.
Over the past decade 85 countries rose and 20 fell. The largest increase was in Cameroon (up 298.6%), and the largest decrease in Lebanon (down 46.4%).
Account ownership at a financial institution or with a: full country ranking
| # | Country | Latest | Year | 10-year change | Trend |
|---|---|---|---|---|---|
| 1 | Finland | 100.0% | 2024 | unchanged | flat |
| 2 | Austria | 99.4% | 2024 | up 1.3% | flat |
| 3 | Germany | 99.3% | 2024 | down 0.2% | flat |
| 4 | United Kingdom of Great Britain and Northern Ireland | 99.2% | 2024 | down 0.8% | flat |
| 5 | France | 99.1% | 2024 | down 0.0% | flat |
| 6 | Netherlands | 99.0% | 2024 | down 0.3% | flat |
| 7 | Estonia | 99.0% | 2024 | up 0.2% | flat |
| 8 | Mongolia | 98.9% | 2024 | up 8.2% | rising |
| 9 | Lithuania | 98.9% | 2024 | up 13.8% | rising |
| 10 | United States of America | 98.8% | 2024 | up 4.2% | rising |
| 11 | Denmark | 98.8% | 2024 | down 1.2% | flat |
| 12 | Slovenia | 98.8% | 2024 | up 0.7% | flat |
| 13 | Japan | 98.7% | 2024 | up 0.2% | flat |
| 14 | New Zealand | 98.4% | 2024 | down 1.3% | flat |
| 15 | Sweden | 98.4% | 2024 | down 1.6% | flat |
| 16 | Belgium | 98.3% | 2024 | down 1.3% | flat |
| 17 | Ireland | 98.3% | 2024 | up 2.9% | flat |
| 18 | Canada | 98.2% | 2024 | down 1.2% | flat |
| 19 | Spain | 98.2% | 2024 | down 0.5% | flat |
| 20 | Australia | 97.9% | 2024 | down 1.7% | flat |
| 21 | Singapore | 97.8% | 2024 | up 0.8% | flat |
| 22 | Croatia | 97.8% | 2024 | up 8.0% | rising |
| 23 | Israel | 97.7% | 2024 | up 1.7% | flat |
| 24 | Hong Kong, China | 97.4% | 2024 | up 0.1% | rising |
| 25 | Republic of Korea | 96.7% | 2024 | down 0.2% | flat |
| 26 | Malta | 96.6% | 2024 | down 0.8% | flat |
| 27 | Cyprus | 96.3% | 2024 | up 2.8% | rising |
| 28 | Latvia | 95.6% | 2024 | up 4.4% | rising |
| 29 | Slovakia | 93.6% | 2024 | up 10.2% | rising |
| 30 | Thailand | 92.6% | 2024 | up 16.1% | rising |
| 31 | Czechia | 92.4% | 2024 | up 8.7% | rising |
| 32 | Portugal | 91.2% | 2024 | up 4.1% | rising |
| 33 | India | 91.2% | 2024 | up 60.5% | rising |
| 34 | Kazakhstan | 91.1% | 2024 | up 48.3% | rising |
| 35 | Iran, Islamic Republic of | 90.9% | 2024 | down 2.8% | rising |
| 36 | Greece | 90.8% | 2024 | down 2.8% | rising |
| 37 | Venezuela, Bolivarian Republic of | 90.4% | 2024 | up 35.8% | rising |
| 38 | Kenya | 90.3% | 2024 | up 14.5% | rising |
| 39 | Serbia | 90.1% | 2024 | up 7.4% | rising |
| 40 | Italy | 89.6% | 2024 | down 2.0% | rising |
| 41 | Mauritius | 89.6% | 2024 | up 4.8% | rising |
| 42 | China | 89.5% | 2024 | up 12.2% | rising |
| 43 | Malaysia | 89.1% | 2024 | up 8.4% | rising |
| 44 | North Macedonia | 88.4% | 2024 | up 14.3% | rising |
| 45 | Poland | 87.9% | 2024 | up 9.3% | rising |
| 46 | Ukraine | 87.0% | 2024 | up 66.7% | rising |
| 47 | Brazil | 86.8% | 2024 | up 18.9% | rising |
| 48 | Hungary | 85.8% | 2024 | up 13.2% | rising |
| 49 | South Africa | 85.8% | 2024 | up 11.4% | rising |
| 50 | Türkiye | 85.6% | 2024 | up 39.9% | rising |
| 51 | Bulgaria | 85.3% | 2024 | up 26.8% | rising |
| 52 | Chile | 85.0% | 2024 | up 34.0% | rising |
| 53 | Sri Lanka | 83.4% | 2024 | up 1.7% | rising |
| 54 | Saudi Arabia | 82.3% | 2024 | up 16.1% | rising |
| 55 | Ghana | 81.8% | 2024 | up 93.2% | rising |
| 56 | Argentina | 81.1% | 2024 | up 41.0% | rising |
| 57 | Bosnia and Herzegovina | 81.0% | 2024 | up 44.4% | rising |
| 58 | Georgia | 80.4% | 2024 | up 79.6% | rising |
| 59 | Zambia | 79.6% | 2024 | up 101.2% | rising |
| 60 | Russian Federation | 78.0% | 2024 | up 11.6% | rising |
| 61 | Uganda | 76.9% | 2024 | up 51.1% | rising |
| 62 | Uruguay | 76.0% | 2024 | up 53.4% | rising |
| 63 | Nigeria | 73.7% | 2024 | up 50.7% | rising |
| 64 | Armenia | 72.6% | 2024 | up 265.0% | rising |
| 65 | Costa Rica | 72.3% | 2024 | up 10.4% | rising |
| 66 | Kosovo | 72.0% | 2024 | up 43.3% | rising |
| 66 | Kosovo (UNSCR 1244) | 72.0% | 2024 | up 43.3% | rising |
| 68 | Gabon | 71.3% | 2024 | up 90.4% | rising |
| 69 | Viet Nam | 70.2% | 2024 | up 141.9% | rising |
| 70 | Dominican Republic | 70.0% | 2024 | up 16.1% | rising |
| 71 | Romania | 69.5% | 2024 | up 12.4% | rising |
| 72 | Nepal | 67.4% | 2024 | up 80.4% | rising |
| 73 | Uzbekistan | 66.8% | 2024 | up 39.3% | rising |
| 74 | Panama | 65.9% | 2024 | up 38.1% | rising |
| 75 | Ecuador | 65.8% | 2024 | up 29.3% | rising |
| 76 | Botswana | 64.2% | 2024 | up 19.3% | rising |
| 77 | Tanzania, United Republic of | 63.1% | 2024 | up 43.7% | rising |
| 78 | Cameroon | 62.9% | 2024 | up 298.6% | rising |
| 79 | Azerbaijan | 61.7% | 2024 | up 70.1% | rising |
| 80 | Togo | 61.1% | 2024 | up 188.7% | rising |
| 81 | Peru | 61.0% | 2024 | up 87.8% | rising |
| 82 | Bolivia, Plurinational State of | 58.0% | 2024 | up 25.8% | rising |
| 83 | Benin | 57.4% | 2024 | up 174.3% | rising |
| 84 | Colombia | 55.8% | 2024 | up 31.4% | rising |
| 85 | Congo | 55.7% | 2024 | up 162.9% | rising |
| 86 | Mexico | 55.4% | 2024 | up 33.0% | rising |
| 87 | Jordan | 55.3% | 2024 | up 73.7% | rising |
| 88 | Republic of Moldova | 55.1% | 2024 | up 183.2% | rising |
| 89 | Indonesia | 54.7% | 2024 | up 50.7% | rising |
| 90 | Zimbabwe | 54.7% | 2024 | up 48.0% | rising |
| 91 | Burkina Faso | 53.6% | 2024 | up 203.2% | rising |
| 92 | Malawi | 51.9% | 2024 | up 141.7% | rising |
| 93 | Palestine, State of | 49.1% | 2024 | up 46.5% | rising |
| 94 | Albania | 48.7% | 2024 | up 20.6% | rising |
| 95 | Philippines | 48.2% | 2024 | up 34.3% | rising |
| 96 | El Salvador | 45.3% | 2024 | up 15.9% | rising |
| 97 | Bangladesh | 44.9% | 2024 | up 26.8% | rising |
| 98 | Honduras | 42.9% | 2024 | up 27.4% | rising |
| 99 | Algeria | 40.9% | 2024 | down 28.8% | flat |
| 100 | Sierra Leone | 39.8% | 2024 | up 99.6% | rising |
| 101 | Guatemala | 39.7% | 2024 | down 9.3% | rising |
| 102 | Mauritania | 30.6% | 2024 | up 12.5% | rising |
| 103 | Iraq | 30.2% | 2024 | up 151.5% | rising |
| 104 | Pakistan | 28.5% | 2024 | up 120.3% | rising |
| 105 | Lebanon | 28.0% | 2024 | down 46.4% | falling |
| 106 | Nicaragua | 21.8% | 2024 | down 6.8% | rising |
Regions and income groups
Aggregates are excluded from the country ranking above so that a region can never outrank a country.
- High income 95.9%
- Upper middle income 85.0%
- East Asia & Pacific (excluding high income) 83.9%
- World 81.2%
- South Asia 79.8%
- Europe & Central Asia (excluding high income) 79.7%
- Low & middle income 77.9%
- Lower middle income 72.6%
- Latin America & Caribbean (excluding high income) 71.1%
- Sub-Saharan Africa (excluding high income) 63.4%
- Middle East, North Africa, Afghanistan & Pakistan (excluding high income) 56.5%
- Low income 49.9%
About this data
Account denotes the percentage of respondents who report having an account (by themselves or together with someone else) at a bank or another type of financial institution or report personally using a mobile money service in the past 12 months (older adults, % of population ages 25+).