Account ownership at a financial institution or with a in China

China: Account ownership at a financial institution or with a was 89.5% in 2024. ▲ Rising

Latest (2024)
89.5%
Change on year
up 0.8%
World rank
42nd
of 106 countries
All-time high
89.5%
in 2024
All-time low
63.5%
in 2011
Years of data
5
2011–2024

Account ownership at a financial institution or with a in China, 2011–2024

0204060802011201720242011: 63.5 % of population ages 25+2014: 79.8 % of population ages 25+2017: 78.5 % of population ages 25+2021: 88.8 % of population ages 25+2024: 89.5 % of population ages 25+

Source: Global Findex Database, World Bank (WB). Measured in % of population ages 25+.

Analysis

China recorded 89.5% for account ownership at a financial institution or with a in 2024. That is the highest value across all 5 years on record.

Compared with earlier readings it is up 0.8% on the previous year and up 12.2% over ten years.

Over the whole period, account ownership at a financial institution or with a in China peaked at 89.5% in 2024 and was at its lowest, 63.5%, in 2011.

China ranks 42nd of 106 countries on this measure, in the middle of the range.

Account ownership at a financial institution or with a in China, year by year

Annual values for Account ownership at a financial institution or with a mobile-money-service provider, older adults (% of population ages 25+) in China, 2011 to 2024.
Year % of population ages 25+ Change
2011 63.5%
2014 79.8% +25.6%
2017 78.5% -1.6%
2021 88.8% +13.1%
2024 89.5% +0.8%

Averages by decade

DecadeAverage LowestHighest Years
2010s 73.9% 63.5% 79.8% 3
2020s 89.1% 88.8% 89.5% 2

Countries ranked near China

  1. 39 Serbia 90.1% compare
  2. 40 Italy 89.6% compare
  3. 41 Mauritius 89.6% compare
  4. 43 Malaysia 89.1% compare
  5. 44 North Macedonia 88.4% compare
  6. 45 Poland 87.9% compare

See the full ranking of 118 places →

More financial sector data for China

All data for China →

Frequently asked questions

What is account ownership at a financial institution or with a in China?
Account ownership at a financial institution or with a in China was 89.5% in 2024, according to Global Findex Database, World Bank (WB).
What is the highest account ownership at a financial institution or with a recorded in China?
The highest recorded value was 89.5% in 2024.
What is the lowest account ownership at a financial institution or with a recorded in China?
The lowest recorded value was 63.5% in 2011.
How does China rank for account ownership at a financial institution or with a?
China ranks 42nd out of 106 countries with data for 2024.
Is account ownership at a financial institution or with a rising or falling in China?
Over the last ten years it is up 12.2%. The long-run trend across the full record is rising.
Where does this China data come from?
The figures come from Global Findex Database, World Bank (WB), published as part of Account ownership at a financial institution or with a mobile-money-service provider, older adults (% of population ages 25+). Statizoid updates them automatically from the source API.

Download this data

CSV · JSON — 5 observations, free to reuse under CC BY 4.0 (World Bank Open Data).

Share, cite or embed this page

Cite this page

Account ownership at a financial institution or with a in China. Statizoid, drawing on Global Findex Database, World Bank (WB). Retrieved 10 September 2026, from https://financial-sector.statizoid.com/stat/account-ownership-at-a-financial-institution-or-with-a-mobile-money-service-provider-4/china/

Embed or link this data

Paste this into a page to link back to these figures. The data itself is free to reuse under CC BY 4.0 (World Bank Open Data); please keep the attribution.

<a href="https://financial-sector.statizoid.com/stat/account-ownership-at-a-financial-institution-or-with-a-mobile-money-service-provider-4/china/">Account ownership at a financial institution or with a in China</a> — Statizoid

About this data

Indicator
Account ownership at a financial institution or with a mobile-money-service provider, older adults (% of population ages 25+)
Unit
% of population ages 25+
Source
Global Findex Database, World Bank (WB)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
118 places, 590 data points, 2011–2024
Last refreshed

Account denotes the percentage of respondents who report having an account (by themselves or together with someone else) at a bank or another type of financial institution or report personally using a mobile money service in the past 12 months (older adults, % of population ages 25+).