Account ownership at a financial institution or with a in North Macedonia

North Macedonia: Account ownership at a financial institution or with a was 88.4% in 2024. ▲ Rising

Latest (2024)
88.4%
Change on year
up 1.4%
World rank
44th
of 106 countries
All-time high
88.4%
in 2024
All-time low
74.4%
in 2011
Years of data
5
2011–2024

Account ownership at a financial institution or with a in North Macedonia, 2011–2024

0204060802011201720242011: 74.4 % of population ages 25+2014: 77.3 % of population ages 25+2017: 82.5 % of population ages 25+2021: 87.1 % of population ages 25+2024: 88.4 % of population ages 25+

Source: Global Findex Database, World Bank (WB). Measured in % of population ages 25+.

Analysis

North Macedonia recorded 88.4% for account ownership at a financial institution or with a in 2024. That is the highest value across all 5 years on record.

The figure is up 1.4% on the previous year and up 14.3% over ten years.

Over the whole period, account ownership at a financial institution or with a in North Macedonia peaked at 88.4% in 2024 and was at its lowest, 74.4%, in 2011.

That places North Macedonia 44th out of 106 countries with data for 2024, putting it in the middle of the range.

Account ownership at a financial institution or with a in North Macedonia, year by year

Annual values for Account ownership at a financial institution or with a mobile-money-service provider, older adults (% of population ages 25+) in North Macedonia, 2011 to 2024.
Year % of population ages 25+ Change
2011 74.4%
2014 77.3% +3.8%
2017 82.5% +6.7%
2021 87.1% +5.6%
2024 88.4% +1.4%

Averages by decade

DecadeAverage LowestHighest Years
2010s 78.1% 74.4% 82.5% 3
2020s 87.8% 87.1% 88.4% 2

Countries ranked near North Macedonia

  1. 41 Mauritius 89.6% compare
  2. 42 China 89.5% compare
  3. 43 Malaysia 89.1% compare
  4. 45 Poland 87.9% compare
  5. 46 Ukraine 87.0% compare
  6. 47 Brazil 86.8% compare

See the full ranking of 118 places →

More financial sector data for North Macedonia

All data for North Macedonia →

Frequently asked questions

What is account ownership at a financial institution or with a in North Macedonia?
Account ownership at a financial institution or with a in North Macedonia was 88.4% in 2024, according to Global Findex Database, World Bank (WB).
What is the highest account ownership at a financial institution or with a recorded in North Macedonia?
The highest recorded value was 88.4% in 2024.
What is the lowest account ownership at a financial institution or with a recorded in North Macedonia?
The lowest recorded value was 74.4% in 2011.
How does North Macedonia rank for account ownership at a financial institution or with a?
North Macedonia ranks 44th out of 106 countries with data for 2024.
Is account ownership at a financial institution or with a rising or falling in North Macedonia?
Over the last ten years it is up 14.3%. The long-run trend across the full record is rising.
Where does this North Macedonia data come from?
The figures come from Global Findex Database, World Bank (WB), published as part of Account ownership at a financial institution or with a mobile-money-service provider, older adults (% of population ages 25+). Statizoid updates them automatically from the source API.

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Account ownership at a financial institution or with a in North Macedonia. Statizoid, drawing on Global Findex Database, World Bank (WB). Retrieved 12 September 2026, from https://financial-sector.statizoid.com/stat/account-ownership-at-a-financial-institution-or-with-a-mobile-money-service-provider-4/north-macedonia/

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About this data

Indicator
Account ownership at a financial institution or with a mobile-money-service provider, older adults (% of population ages 25+)
Unit
% of population ages 25+
Source
Global Findex Database, World Bank (WB)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
118 places, 590 data points, 2011–2024
Last refreshed

Account denotes the percentage of respondents who report having an account (by themselves or together with someone else) at a bank or another type of financial institution or report personally using a mobile money service in the past 12 months (older adults, % of population ages 25+).