Account ownership at a financial institution or with a in New Zealand
New Zealand: Account ownership at a financial institution or with a was 98.4% in 2024. ▬ Flat
Account ownership at a financial institution or with a in New Zealand, 2011–2024
Source: Global Findex Database, World Bank (WB). Measured in % of population ages 25+.
Analysis
The most recent figure for account ownership at a financial institution or with a in New Zealand is 98.4%, measured in 2024. That is the lowest value across all 5 years on record.
Compared with earlier readings it is down 1.2% on the previous year and down 1.3% over ten years.
Over the whole period, account ownership at a financial institution or with a in New Zealand peaked at 99.8% in 2017 and was at its lowest, 98.4%, in 2024.
That places New Zealand 14th out of 106 countries with data for 2024, putting it in the top quarter.
Account ownership at a financial institution or with a in New Zealand, year by year
| Year | % of population ages 25+ | Change |
|---|---|---|
| 2011 | 99.6% | — |
| 2014 | 99.6% | +0.0% |
| 2017 | 99.8% | +0.2% |
| 2021 | 99.5% | -0.3% |
| 2024 | 98.4% | -1.2% |
New Zealand compared with similar countries
- New Zealand's 98.4% is above the median for high income countries, which is 97.7%, 1.0× the median. (42 countries reporting)
- New Zealand's 98.4% is above the median for East Asia & Pacific, which is 96.7%, 1.0× the median. (13 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2010s | 99.7% | 99.6% | 99.8% | 3 |
| 2020s | 98.9% | 98.4% | 99.5% | 2 |
Countries ranked near New Zealand
More financial sector data for New Zealand
- Reserve position in the IMF, US dollar, annual growth rate 6.51 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0016 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 81.16 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 1.42 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0012 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 59.26 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 6.51 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0016 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 81.16 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 1.42 % change on previous year (2025)
Frequently asked questions
- What is account ownership at a financial institution or with a in New Zealand?
- Account ownership at a financial institution or with a in New Zealand was 98.4% in 2024, according to Global Findex Database, World Bank (WB).
- What is the highest account ownership at a financial institution or with a recorded in New Zealand?
- The highest recorded value was 99.8% in 2017.
- What is the lowest account ownership at a financial institution or with a recorded in New Zealand?
- The lowest recorded value was 98.4% in 2024.
- How does New Zealand rank for account ownership at a financial institution or with a?
- New Zealand ranks 14th out of 106 countries with data for 2024.
- Is account ownership at a financial institution or with a rising or falling in New Zealand?
- Over the last ten years it is down 1.3%. The long-run trend across the full record is flat.
- Where does this New Zealand data come from?
- The figures come from Global Findex Database, World Bank (WB), published as part of Account ownership at a financial institution or with a mobile-money-service provider, older adults (% of population ages 25+). Statizoid updates them automatically from the source API.
Download this data
CSV · JSON — 5 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
Account denotes the percentage of respondents who report having an account (by themselves or together with someone else) at a bank or another type of financial institution or report personally using a mobile money service in the past 12 months (older adults, % of population ages 25+).