Account ownership at a financial institution or with a in Japan

Japan: Account ownership at a financial institution or with a was 98.7% in 2024. ▬ Flat

Latest (2024)
98.7%
Change on year
down 0.8%
World rank
13th
of 106 countries
All-time high
99.5%
in 2021
All-time low
97.9%
in 2011
Years of data
5
2011–2024

Account ownership at a financial institution or with a in Japan, 2011–2024

0204060801002011201720242011: 97.9 % of population ages 25+2014: 98.5 % of population ages 25+2017: 99.2 % of population ages 25+2021: 99.5 % of population ages 25+2024: 98.7 % of population ages 25+

Source: Global Findex Database, World Bank (WB). Measured in % of population ages 25+.

Analysis

The most recent figure for account ownership at a financial institution or with a in Japan is 98.7%, measured in 2024.

The figure is down 0.8% on the previous year and up 0.2% over ten years.

Over the whole period, account ownership at a financial institution or with a in Japan peaked at 99.5% in 2021 and was at its lowest, 97.9%, in 2011.

Japan ranks 13th of 106 countries on this measure, in the top quarter.

Account ownership at a financial institution or with a in Japan, year by year

Annual values for Account ownership at a financial institution or with a mobile-money-service provider, older adults (% of population ages 25+) in Japan, 2011 to 2024.
Year % of population ages 25+ Change
2011 97.9%
2014 98.5% +0.5%
2017 99.2% +0.8%
2021 99.5% +0.2%
2024 98.7% -0.8%

Averages by decade

DecadeAverage LowestHighest Years
2010s 98.5% 97.9% 99.2% 3
2020s 99.1% 98.7% 99.5% 2

Countries ranked near Japan

  1. 10 United States of America 98.8% compare
  2. 11 Denmark 98.8% compare
  3. 12 Slovenia 98.8% compare
  4. 14 New Zealand 98.4% compare
  5. 15 Sweden 98.4% compare
  6. 16 Belgium 98.3% compare

See the full ranking of 118 places →

More financial sector data for Japan

All data for Japan →

Frequently asked questions

What is account ownership at a financial institution or with a in Japan?
Account ownership at a financial institution or with a in Japan was 98.7% in 2024, according to Global Findex Database, World Bank (WB).
What is the highest account ownership at a financial institution or with a recorded in Japan?
The highest recorded value was 99.5% in 2021.
What is the lowest account ownership at a financial institution or with a recorded in Japan?
The lowest recorded value was 97.9% in 2011.
How does Japan rank for account ownership at a financial institution or with a?
Japan ranks 13th out of 106 countries with data for 2024.
Is account ownership at a financial institution or with a rising or falling in Japan?
Over the last ten years it is up 0.2%. The long-run trend across the full record is flat.
Where does this Japan data come from?
The figures come from Global Findex Database, World Bank (WB), published as part of Account ownership at a financial institution or with a mobile-money-service provider, older adults (% of population ages 25+). Statizoid updates them automatically from the source API.

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Account ownership at a financial institution or with a in Japan. Statizoid, drawing on Global Findex Database, World Bank (WB). Retrieved 10 September 2026, from https://financial-sector.statizoid.com/stat/account-ownership-at-a-financial-institution-or-with-a-mobile-money-service-provider-4/japan/

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<a href="https://financial-sector.statizoid.com/stat/account-ownership-at-a-financial-institution-or-with-a-mobile-money-service-provider-4/japan/">Account ownership at a financial institution or with a in Japan</a> — Statizoid

About this data

Indicator
Account ownership at a financial institution or with a mobile-money-service provider, older adults (% of population ages 25+)
Unit
% of population ages 25+
Source
Global Findex Database, World Bank (WB)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
118 places, 590 data points, 2011–2024
Last refreshed

Account denotes the percentage of respondents who report having an account (by themselves or together with someone else) at a bank or another type of financial institution or report personally using a mobile money service in the past 12 months (older adults, % of population ages 25+).