Account ownership at a financial institution or with a in Costa Rica

Costa Rica: Account ownership at a financial institution or with a was 72.3% in 2024. ▲ Rising

Latest (2024)
72.3%
Change on year
up 10.2%
World rank
65th
of 106 countries
All-time high
72.3%
in 2024
All-time low
52.2%
in 2011
Years of data
5
2011–2024

Account ownership at a financial institution or with a in Costa Rica, 2011–2024

0204060802011201720242011: 52.2 % of population ages 25+2014: 65.5 % of population ages 25+2017: 67.9 % of population ages 25+2021: 65.7 % of population ages 25+2024: 72.3 % of population ages 25+

Source: Global Findex Database, World Bank (WB). Measured in % of population ages 25+.

Analysis

The most recent figure for account ownership at a financial institution or with a in Costa Rica is 72.3%, measured in 2024. That is the highest value across all 5 years on record.

That represents a change of up 10.2% on the previous year and up 10.4% over ten years.

Over the whole period, account ownership at a financial institution or with a in Costa Rica peaked at 72.3% in 2024 and was at its lowest, 52.2%, in 2011.

Costa Rica ranks 65th of 106 countries on this measure, in the middle of the range.

Account ownership at a financial institution or with a in Costa Rica, year by year

Annual values for Account ownership at a financial institution or with a mobile-money-service provider, older adults (% of population ages 25+) in Costa Rica, 2011 to 2024.
Year % of population ages 25+ Change
2011 52.2%
2014 65.5% +25.4%
2017 67.9% +3.6%
2021 65.7% -3.3%
2024 72.3% +10.2%

Costa Rica compared with similar countries

  • Costa Rica's 72.3% is below the median for high income countries, which is 97.7%, 74% of the median. (42 countries reporting)
  • Costa Rica's 72.3% is above the median for Latin America & Caribbean, which is 65.8%, 1.1× the median. (17 countries reporting)

Averages by decade

DecadeAverage LowestHighest Years
2010s 61.9% 52.2% 67.9% 3
2020s 69.0% 65.7% 72.3% 2

Countries ranked near Costa Rica

  1. 62 Uruguay 76.0% compare
  2. 63 Nigeria 73.7% compare
  3. 64 Armenia 72.6% compare
  4. 66 Kosovo 72.0% compare
  5. 66 Kosovo (UNSCR 1244) 72.0% compare
  6. 68 Gabon 71.3% compare

See the full ranking of 118 places →

More financial sector data for Costa Rica

All data for Costa Rica →

Frequently asked questions

What is account ownership at a financial institution or with a in Costa Rica?
Account ownership at a financial institution or with a in Costa Rica was 72.3% in 2024, according to Global Findex Database, World Bank (WB).
What is the highest account ownership at a financial institution or with a recorded in Costa Rica?
The highest recorded value was 72.3% in 2024.
What is the lowest account ownership at a financial institution or with a recorded in Costa Rica?
The lowest recorded value was 52.2% in 2011.
How does Costa Rica rank for account ownership at a financial institution or with a?
Costa Rica ranks 65th out of 106 countries with data for 2024.
Is account ownership at a financial institution or with a rising or falling in Costa Rica?
Over the last ten years it is up 10.4%. The long-run trend across the full record is rising.
Where does this Costa Rica data come from?
The figures come from Global Findex Database, World Bank (WB), published as part of Account ownership at a financial institution or with a mobile-money-service provider, older adults (% of population ages 25+). Statizoid updates them automatically from the source API.

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Account ownership at a financial institution or with a in Costa Rica. Statizoid, drawing on Global Findex Database, World Bank (WB). Retrieved 13 September 2026, from https://financial-sector.statizoid.com/stat/account-ownership-at-a-financial-institution-or-with-a-mobile-money-service-provider-4/costa-rica/

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About this data

Indicator
Account ownership at a financial institution or with a mobile-money-service provider, older adults (% of population ages 25+)
Unit
% of population ages 25+
Source
Global Findex Database, World Bank (WB)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
118 places, 590 data points, 2011–2024
Last refreshed

Account denotes the percentage of respondents who report having an account (by themselves or together with someone else) at a bank or another type of financial institution or report personally using a mobile money service in the past 12 months (older adults, % of population ages 25+).