Account ownership at a financial institution or with a in Nigeria

Nigeria: Account ownership at a financial institution or with a was 73.7% in 2024. ▲ Rising

Latest (2024)
73.7%
Change on year
up 45.1%
World rank
63rd
of 106 countries
All-time high
73.7%
in 2024
All-time low
33.8%
in 2011
Years of data
5
2011–2024

Account ownership at a financial institution or with a in Nigeria, 2011–2024

0204060802011201720242011: 33.8 % of population ages 25+2014: 48.9 % of population ages 25+2017: 43.4 % of population ages 25+2021: 50.8 % of population ages 25+2024: 73.7 % of population ages 25+

Source: Global Findex Database, World Bank (WB). Measured in % of population ages 25+.

Analysis

Nigeria recorded 73.7% for account ownership at a financial institution or with a in 2024. That is the highest value across all 5 years on record.

That represents a change of up 45.1% on the previous year and up 50.7% over ten years.

Over the whole period, account ownership at a financial institution or with a in Nigeria peaked at 73.7% in 2024 and was at its lowest, 33.8%, in 2011.

That places Nigeria 63rd out of 106 countries with data for 2024, putting it in the middle of the range.

Account ownership at a financial institution or with a in Nigeria, year by year

Annual values for Account ownership at a financial institution or with a mobile-money-service provider, older adults (% of population ages 25+) in Nigeria, 2011 to 2024.
Year % of population ages 25+ Change
2011 33.8%
2014 48.9% +44.6%
2017 43.4% -11.3%
2021 50.8% +17.1%
2024 73.7% +45.1%

Averages by decade

DecadeAverage LowestHighest Years
2010s 42.0% 33.8% 48.9% 3
2020s 62.2% 50.8% 73.7% 2

Countries ranked near Nigeria

  1. 60 Russian Federation 78.0% compare
  2. 61 Uganda 76.9% compare
  3. 62 Uruguay 76.0% compare
  4. 64 Armenia 72.6% compare
  5. 65 Costa Rica 72.3% compare
  6. 66 Kosovo 72.0% compare
  7. 66 Kosovo (UNSCR 1244) 72.0% compare

See the full ranking of 118 places →

More financial sector data for Nigeria

All data for Nigeria →

Frequently asked questions

What is account ownership at a financial institution or with a in Nigeria?
Account ownership at a financial institution or with a in Nigeria was 73.7% in 2024, according to Global Findex Database, World Bank (WB).
What is the highest account ownership at a financial institution or with a recorded in Nigeria?
The highest recorded value was 73.7% in 2024.
What is the lowest account ownership at a financial institution or with a recorded in Nigeria?
The lowest recorded value was 33.8% in 2011.
How does Nigeria rank for account ownership at a financial institution or with a?
Nigeria ranks 63rd out of 106 countries with data for 2024.
Is account ownership at a financial institution or with a rising or falling in Nigeria?
Over the last ten years it is up 50.7%. The long-run trend across the full record is rising.
Where does this Nigeria data come from?
The figures come from Global Findex Database, World Bank (WB), published as part of Account ownership at a financial institution or with a mobile-money-service provider, older adults (% of population ages 25+). Statizoid updates them automatically from the source API.

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Account ownership at a financial institution or with a in Nigeria. Statizoid, drawing on Global Findex Database, World Bank (WB). Retrieved 12 September 2026, from https://financial-sector.statizoid.com/stat/account-ownership-at-a-financial-institution-or-with-a-mobile-money-service-provider-4/nigeria/

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<a href="https://financial-sector.statizoid.com/stat/account-ownership-at-a-financial-institution-or-with-a-mobile-money-service-provider-4/nigeria/">Account ownership at a financial institution or with a in Nigeria</a> — Statizoid

About this data

Indicator
Account ownership at a financial institution or with a mobile-money-service provider, older adults (% of population ages 25+)
Unit
% of population ages 25+
Source
Global Findex Database, World Bank (WB)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
118 places, 590 data points, 2011–2024
Last refreshed

Account denotes the percentage of respondents who report having an account (by themselves or together with someone else) at a bank or another type of financial institution or report personally using a mobile money service in the past 12 months (older adults, % of population ages 25+).