Account ownership at a financial institution or with a in France

France: Account ownership at a financial institution or with a was 99.1% in 2024. ▬ Flat

Latest (2024)
99.1%
Change on year
down 0.2%
World rank
5th
of 106 countries
All-time high
99.2%
in 2021
All-time low
97.9%
in 2017
Years of data
5
2011–2024

Account ownership at a financial institution or with a in France, 2011–2024

0204060801002011201720242011: 98.9 % of population ages 25+2014: 99.1 % of population ages 25+2017: 97.9 % of population ages 25+2021: 99.2 % of population ages 25+2024: 99.1 % of population ages 25+

Source: Global Findex Database, World Bank (WB). Measured in % of population ages 25+.

Analysis

The most recent figure for account ownership at a financial institution or with a in France is 99.1%, measured in 2024.

Compared with earlier readings it is down 0.2% on the previous year and down 0.0% over ten years.

Over the whole period, account ownership at a financial institution or with a in France peaked at 99.2% in 2021 and was at its lowest, 97.9%, in 2017.

That places France 5th out of 106 countries with data for 2024, putting it in the top 10%.

Account ownership at a financial institution or with a in France, year by year

Annual values for Account ownership at a financial institution or with a mobile-money-service provider, older adults (% of population ages 25+) in France, 2011 to 2024.
Year % of population ages 25+ Change
2011 98.9%
2014 99.1% +0.2%
2017 97.9% -1.2%
2021 99.2% +1.4%
2024 99.1% -0.2%

Averages by decade

DecadeAverage LowestHighest Years
2010s 98.6% 97.9% 99.1% 3
2020s 99.2% 99.1% 99.2% 2

Countries ranked near France

  1. 2 Austria 99.4% compare
  2. 3 Germany 99.3% compare
  3. 4 United Kingdom of Great Britain and Northern Ireland 99.2% compare
  4. 6 Netherlands 99.0% compare
  5. 7 Estonia 99.0% compare
  6. 8 Mongolia 98.9% compare

See the full ranking of 118 places →

More financial sector data for France

All data for France →

Frequently asked questions

What is account ownership at a financial institution or with a in France?
Account ownership at a financial institution or with a in France was 99.1% in 2024, according to Global Findex Database, World Bank (WB).
What is the highest account ownership at a financial institution or with a recorded in France?
The highest recorded value was 99.2% in 2021.
What is the lowest account ownership at a financial institution or with a recorded in France?
The lowest recorded value was 97.9% in 2017.
How does France rank for account ownership at a financial institution or with a?
France ranks 5th out of 106 countries with data for 2024.
Is account ownership at a financial institution or with a rising or falling in France?
Over the last ten years it is down 0.0%. The long-run trend across the full record is flat.
Where does this France data come from?
The figures come from Global Findex Database, World Bank (WB), published as part of Account ownership at a financial institution or with a mobile-money-service provider, older adults (% of population ages 25+). Statizoid updates them automatically from the source API.

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Account ownership at a financial institution or with a in France. Statizoid, drawing on Global Findex Database, World Bank (WB). Retrieved 11 September 2026, from https://financial-sector.statizoid.com/stat/account-ownership-at-a-financial-institution-or-with-a-mobile-money-service-provider-4/france/

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<a href="https://financial-sector.statizoid.com/stat/account-ownership-at-a-financial-institution-or-with-a-mobile-money-service-provider-4/france/">Account ownership at a financial institution or with a in France</a> — Statizoid

About this data

Indicator
Account ownership at a financial institution or with a mobile-money-service provider, older adults (% of population ages 25+)
Unit
% of population ages 25+
Source
Global Findex Database, World Bank (WB)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
118 places, 590 data points, 2011–2024
Last refreshed

Account denotes the percentage of respondents who report having an account (by themselves or together with someone else) at a bank or another type of financial institution or report personally using a mobile money service in the past 12 months (older adults, % of population ages 25+).