Account ownership at a financial institution or with a in World

World: Account ownership at a financial institution or with a was 81.2% in 2024. ▲ Rising

Latest (2024)
81.2%
Change on year
up 5.6%
Rank
4th
of 12 groups
All-time high
81.2%
in 2024
All-time low
54.5%
in 2011
Years of data
5
2011–2024

Account ownership at a financial institution or with a in World, 2011–2024

0204060802011201720242011: 54.5 % of population ages 25+2014: 66 % of population ages 25+2017: 72.6 % of population ages 25+2021: 76.9 % of population ages 25+2024: 81.2 % of population ages 25+

Source: Global Findex Database, World Bank (WB). Measured in % of population ages 25+.

Analysis

In 2024, account ownership at a financial institution or with a in World stood at 81.2%. That is the highest value across all 5 years on record.

That represents a change of up 5.6% on the previous year and up 23.1% over ten years.

Over the whole period, account ownership at a financial institution or with a in World peaked at 81.2% in 2024 and was at its lowest, 54.5%, in 2011.

Account ownership at a financial institution or with a in World, year by year

Annual values for Account ownership at a financial institution or with a mobile-money-service provider, older adults (% of population ages 25+) in World, 2011 to 2024.
Year % of population ages 25+ Change
2011 54.5%
2014 66.0% +20.9%
2017 72.6% +10.2%
2021 76.9% +5.8%
2024 81.2% +5.6%

Averages by decade

DecadeAverage LowestHighest Years
2010s 64.4% 54.5% 72.6% 3
2020s 79.0% 76.9% 81.2% 2

Countries ranked near World

  1. 1 Finland 100.0% compare
  2. 2 Austria 99.4% compare
  3. 3 Germany 99.3% compare
  4. 4 United Kingdom of Great Britain and Northern Ireland 99.2% compare
  5. 5 France 99.1% compare
  6. 6 Netherlands 99.0% compare
  7. 7 Estonia 99.0% compare

See the full ranking of 118 places →

More financial sector data for World

All data for World →

Frequently asked questions

What is account ownership at a financial institution or with a in World?
Account ownership at a financial institution or with a in World was 81.2% in 2024, according to Global Findex Database, World Bank (WB).
What is the highest account ownership at a financial institution or with a recorded in World?
The highest recorded value was 81.2% in 2024.
What is the lowest account ownership at a financial institution or with a recorded in World?
The lowest recorded value was 54.5% in 2011.
How does World rank for account ownership at a financial institution or with a?
World ranks 4th out of 12 groups with data for 2024.
Is account ownership at a financial institution or with a rising or falling in World?
Over the last ten years it is up 23.1%. The long-run trend across the full record is rising.
Where does this World data come from?
The figures come from Global Findex Database, World Bank (WB), published as part of Account ownership at a financial institution or with a mobile-money-service provider, older adults (% of population ages 25+). Statizoid updates them automatically from the source API.

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Account ownership at a financial institution or with a in World. Statizoid, drawing on Global Findex Database, World Bank (WB). Retrieved 09 September 2026, from https://financial-sector.statizoid.com/stat/account-ownership-at-a-financial-institution-or-with-a-mobile-money-service-provider-4/world/

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About this data

Indicator
Account ownership at a financial institution or with a mobile-money-service provider, older adults (% of population ages 25+)
Unit
% of population ages 25+
Source
Global Findex Database, World Bank (WB)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
118 places, 590 data points, 2011–2024
Last refreshed

Account denotes the percentage of respondents who report having an account (by themselves or together with someone else) at a bank or another type of financial institution or report personally using a mobile money service in the past 12 months (older adults, % of population ages 25+).