Germany vs World: Account ownership at a financial institution or with a

Germany
99.3%
in 2024
World
81.2%
in 2024
Germany rank
3rd
World rank
4th

Account ownership at a financial institution or with a over time

  • Germany
  • World
020406080100201120172024

How they compare

Germany currently reports 99.3% against 81.2% in World, a difference of 18.1%.

That makes Germany's figure about 1.2 times World's.

Across all 5 years both countries report, Germany has been ahead every year.

Germany ranks 3rd and World ranks 4th of 106 countries.

Germany has averaged higher in every one of the 2 decades both report.

Head to head by decade

Decade Germany World Difference Ahead
2010s 99.2% 64.4% 34.8% Germany
2020s 99.6% 79.0% 20.6% Germany

Averages of every year both report within each decade.

Frequently asked questions

Which has higher account ownership at a financial institution or with a, Germany or World?
Germany, at 99.3% against 81.2% in World as of 2024.
What is the difference in account ownership at a financial institution or with a between Germany and World?
18.1%, with Germany ahead.
How many years of comparable data are there for Germany and World?
5 years are reported by both, from 2011 to 2024.
How do Germany and World rank globally for account ownership at a financial institution or with a?
Germany ranks 3rd and World ranks 4th of 106 countries.
Where does this data come from?
Global Findex Database, World Bank (WB), published as Account ownership at a financial institution or with a mobile-money-service provider, older adults (% of population ages 25+). Statizoid refreshes it automatically from the source and publishes the full history for both places.

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Germany vs World: Account ownership at a financial institution or with a. Statizoid, drawing on Global Findex Database, World Bank (WB). Retrieved 12 September 2026, from https://financial-sector.statizoid.com/compare/account-ownership-at-a-financial-institution-or-with-a-mobile-money-service-provider-4/germany/world/

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<a href="https://financial-sector.statizoid.com/compare/account-ownership-at-a-financial-institution-or-with-a-mobile-money-service-provider-4/germany/world/">Germany vs World: Account ownership at a financial institution or with a</a> — Statizoid

About this data

Indicator
Account ownership at a financial institution or with a mobile-money-service provider, older adults (% of population ages 25+)
Unit
% of population ages 25+
Source
Global Findex Database, World Bank (WB)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
118 places, 590 data points, 2011–2024
Last refreshed

Account denotes the percentage of respondents who report having an account (by themselves or together with someone else) at a bank or another type of financial institution or report personally using a mobile money service in the past 12 months (older adults, % of population ages 25+).