Account ownership at a financial institution or with a in Canada

Canada: Account ownership at a financial institution or with a was 98.2% in 2024. ▬ Flat

Latest (2024)
98.2%
Change on year
down 1.4%
World rank
18th
of 106 countries
All-time high
99.7%
in 2017
All-time low
96.7%
in 2011
Years of data
5
2011–2024

Account ownership at a financial institution or with a in Canada, 2011–2024

0204060801002011201720242011: 96.7 % of population ages 25+2014: 99.4 % of population ages 25+2017: 99.7 % of population ages 25+2021: 99.6 % of population ages 25+2024: 98.2 % of population ages 25+

Source: Global Findex Database, World Bank (WB). Measured in % of population ages 25+.

Analysis

Canada recorded 98.2% for account ownership at a financial institution or with a in 2024.

That represents a change of down 1.4% on the previous year and down 1.2% over ten years.

Over the whole period, account ownership at a financial institution or with a in Canada peaked at 99.7% in 2017 and was at its lowest, 96.7%, in 2011.

That places Canada 18th out of 106 countries with data for 2024, putting it in the top quarter.

Account ownership at a financial institution or with a in Canada, year by year

Annual values for Account ownership at a financial institution or with a mobile-money-service provider, older adults (% of population ages 25+) in Canada, 2011 to 2024.
Year % of population ages 25+ Change
2011 96.7%
2014 99.4% +2.8%
2017 99.7% +0.3%
2021 99.6% -0.1%
2024 98.2% -1.4%

Averages by decade

DecadeAverage LowestHighest Years
2010s 98.6% 96.7% 99.7% 3
2020s 98.9% 98.2% 99.6% 2

Countries ranked near Canada

  1. 15 Sweden 98.4% compare
  2. 16 Belgium 98.3% compare
  3. 17 Ireland 98.3% compare
  4. 19 Spain 98.2% compare
  5. 20 Australia 97.9% compare
  6. 21 Singapore 97.8% compare

See the full ranking of 118 places →

More financial sector data for Canada

All data for Canada →

Frequently asked questions

What is account ownership at a financial institution or with a in Canada?
Account ownership at a financial institution or with a in Canada was 98.2% in 2024, according to Global Findex Database, World Bank (WB).
What is the highest account ownership at a financial institution or with a recorded in Canada?
The highest recorded value was 99.7% in 2017.
What is the lowest account ownership at a financial institution or with a recorded in Canada?
The lowest recorded value was 96.7% in 2011.
How does Canada rank for account ownership at a financial institution or with a?
Canada ranks 18th out of 106 countries with data for 2024.
Is account ownership at a financial institution or with a rising or falling in Canada?
Over the last ten years it is down 1.2%. The long-run trend across the full record is flat.
Where does this Canada data come from?
The figures come from Global Findex Database, World Bank (WB), published as part of Account ownership at a financial institution or with a mobile-money-service provider, older adults (% of population ages 25+). Statizoid updates them automatically from the source API.

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Account ownership at a financial institution or with a in Canada. Statizoid, drawing on Global Findex Database, World Bank (WB). Retrieved 09 September 2026, from https://financial-sector.statizoid.com/stat/account-ownership-at-a-financial-institution-or-with-a-mobile-money-service-provider-4/canada/

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<a href="https://financial-sector.statizoid.com/stat/account-ownership-at-a-financial-institution-or-with-a-mobile-money-service-provider-4/canada/">Account ownership at a financial institution or with a in Canada</a> — Statizoid

About this data

Indicator
Account ownership at a financial institution or with a mobile-money-service provider, older adults (% of population ages 25+)
Unit
% of population ages 25+
Source
Global Findex Database, World Bank (WB)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
118 places, 590 data points, 2011–2024
Last refreshed

Account denotes the percentage of respondents who report having an account (by themselves or together with someone else) at a bank or another type of financial institution or report personally using a mobile money service in the past 12 months (older adults, % of population ages 25+).