Account ownership at a financial institution or with a in Spain

Spain: Account ownership at a financial institution or with a was 98.2% in 2024. ▬ Flat

Latest (2024)
98.2%
Change on year
down 0.3%
World rank
19th
of 106 countries
All-time high
98.7%
in 2014
All-time low
95.6%
in 2011
Years of data
5
2011–2024

Account ownership at a financial institution or with a in Spain, 2011–2024

0204060801002011201720242011: 95.6 % of population ages 25+2014: 98.7 % of population ages 25+2017: 98 % of population ages 25+2021: 98.5 % of population ages 25+2024: 98.2 % of population ages 25+

Source: Global Findex Database, World Bank (WB). Measured in % of population ages 25+.

Analysis

In 2024, account ownership at a financial institution or with a in Spain stood at 98.2%.

That represents a change of down 0.3% on the previous year and down 0.5% over ten years.

Over the whole period, account ownership at a financial institution or with a in Spain peaked at 98.7% in 2014 and was at its lowest, 95.6%, in 2011.

That places Spain 19th out of 106 countries with data for 2024, putting it in the top quarter.

Account ownership at a financial institution or with a in Spain, year by year

Annual values for Account ownership at a financial institution or with a mobile-money-service provider, older adults (% of population ages 25+) in Spain, 2011 to 2024.
Year % of population ages 25+ Change
2011 95.6%
2014 98.7% +3.2%
2017 98.0% -0.7%
2021 98.5% +0.5%
2024 98.2% -0.3%

Averages by decade

DecadeAverage LowestHighest Years
2010s 97.5% 95.6% 98.7% 3
2020s 98.3% 98.2% 98.5% 2

Countries ranked near Spain

  1. 16 Belgium 98.3% compare
  2. 17 Ireland 98.3% compare
  3. 18 Canada 98.2% compare
  4. 20 Australia 97.9% compare
  5. 21 Singapore 97.8% compare
  6. 22 Croatia 97.8% compare

See the full ranking of 118 places →

More financial sector data for Spain

All data for Spain →

Frequently asked questions

What is account ownership at a financial institution or with a in Spain?
Account ownership at a financial institution or with a in Spain was 98.2% in 2024, according to Global Findex Database, World Bank (WB).
What is the highest account ownership at a financial institution or with a recorded in Spain?
The highest recorded value was 98.7% in 2014.
What is the lowest account ownership at a financial institution or with a recorded in Spain?
The lowest recorded value was 95.6% in 2011.
How does Spain rank for account ownership at a financial institution or with a?
Spain ranks 19th out of 106 countries with data for 2024.
Is account ownership at a financial institution or with a rising or falling in Spain?
Over the last ten years it is down 0.5%. The long-run trend across the full record is flat.
Where does this Spain data come from?
The figures come from Global Findex Database, World Bank (WB), published as part of Account ownership at a financial institution or with a mobile-money-service provider, older adults (% of population ages 25+). Statizoid updates them automatically from the source API.

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Account ownership at a financial institution or with a in Spain. Statizoid, drawing on Global Findex Database, World Bank (WB). Retrieved 09 September 2026, from https://financial-sector.statizoid.com/stat/account-ownership-at-a-financial-institution-or-with-a-mobile-money-service-provider-4/spain/

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About this data

Indicator
Account ownership at a financial institution or with a mobile-money-service provider, older adults (% of population ages 25+)
Unit
% of population ages 25+
Source
Global Findex Database, World Bank (WB)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
118 places, 590 data points, 2011–2024
Last refreshed

Account denotes the percentage of respondents who report having an account (by themselves or together with someone else) at a bank or another type of financial institution or report personally using a mobile money service in the past 12 months (older adults, % of population ages 25+).