Account ownership at a financial institution or with a in Australia

Australia: Account ownership at a financial institution or with a was 83.8% in 2024. ▼ Falling

Latest (2024)
83.8%
Change on year
down 3.1%
World rank
31st
of 105 countries
All-time high
100.0%
in 2011
All-time low
83.8%
in 2024
Years of data
5
2011–2024

Account ownership at a financial institution or with a in Australia, 2011–2024

0204060801002011201720242011: 100 % of population ages 15+2014: 100 % of population ages 15+2017: 100 % of population ages 15+2021: 86.5 % of population ages 15+2024: 83.8 % of population ages 15+

Source: Global Findex Database, World Bank (WB). Measured in % of population ages 15+.

Analysis

The most recent figure for account ownership at a financial institution or with a in Australia is 83.8%, measured in 2024. That is the lowest value across all 5 years on record.

That represents a change of down 3.1% on the previous year and down 16.2% over ten years.

Over the whole period, account ownership at a financial institution or with a in Australia peaked at 100.0% in 2011 and was at its lowest, 83.8%, in 2024.

Australia ranks 31st of 105 countries on this measure, in the middle of the range.

Account ownership at a financial institution or with a in Australia, year by year

Annual values for Account ownership at a financial institution or with a mobile-money-service provider, primary education or less (% of population ages 15+) in Australia, 2011 to 2024.
Year % of population ages 15+ Change
2011 100.0%
2014 100.0% +0.0%
2017 100.0% +0.0%
2021 86.5% -13.5%
2024 83.8% -3.1%

Averages by decade

DecadeAverage LowestHighest Years
2010s 100.0% 100.0% 100.0% 3
2020s 85.1% 83.8% 86.5% 2

Countries ranked near Australia

  1. 28 China 84.4% compare
  2. 29 Mauritius 84.1% compare
  3. 30 Ukraine 84.0% compare
  4. 32 Iran, Islamic Republic of 83.6% compare
  5. 33 Kenya 81.7% compare
  6. 34 Portugal 80.9% compare

See the full ranking of 117 places →

More financial sector data for Australia

All data for Australia →

Frequently asked questions

What is account ownership at a financial institution or with a in Australia?
Account ownership at a financial institution or with a in Australia was 83.8% in 2024, according to Global Findex Database, World Bank (WB).
What is the highest account ownership at a financial institution or with a recorded in Australia?
The highest recorded value was 100.0% in 2011.
What is the lowest account ownership at a financial institution or with a recorded in Australia?
The lowest recorded value was 83.8% in 2024.
How does Australia rank for account ownership at a financial institution or with a?
Australia ranks 31st out of 105 countries with data for 2024.
Is account ownership at a financial institution or with a rising or falling in Australia?
Over the last ten years it is down 16.2%. The long-run trend across the full record is falling.
Where does this Australia data come from?
The figures come from Global Findex Database, World Bank (WB), published as part of Account ownership at a financial institution or with a mobile-money-service provider, primary education or less (% of population ages 15+). Statizoid updates them automatically from the source API.

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Account ownership at a financial institution or with a in Australia. Statizoid, drawing on Global Findex Database, World Bank (WB). Retrieved 10 September 2026, from https://financial-sector.statizoid.com/stat/account-ownership-at-a-financial-institution-or-with-a-mobile-money-service-provider-5/australia/

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<a href="https://financial-sector.statizoid.com/stat/account-ownership-at-a-financial-institution-or-with-a-mobile-money-service-provider-5/australia/">Account ownership at a financial institution or with a in Australia</a> — Statizoid

About this data

Indicator
Account ownership at a financial institution or with a mobile-money-service provider, primary education or less (% of population ages 15+)
Unit
% of population ages 15+
Source
Global Findex Database, World Bank (WB)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
117 places, 585 data points, 2011–2024
Last refreshed

Account denotes the percentage of respondents who report having an account (by themselves or together with someone else) at a bank or another type of financial institution or report personally using a mobile money service in the past 12 months (primary education or less, % of population ages 15+).