Account ownership at a financial institution or with a in China
China: Account ownership at a financial institution or with a was 84.4% in 2024. ▲ Rising
Account ownership at a financial institution or with a in China, 2011–2024
Source: Global Findex Database, World Bank (WB). Measured in % of population ages 15+.
Analysis
China recorded 84.4% for account ownership at a financial institution or with a in 2024. That is the highest value across all 5 years on record.
The figure is up 1.7% on the previous year and up 15.8% over ten years.
Over the whole period, account ownership at a financial institution or with a in China peaked at 84.4% in 2024 and was at its lowest, 56.7%, in 2011.
That places China 28th out of 105 countries with data for 2024, putting it in the middle of the range.
Account ownership at a financial institution or with a in China, year by year
| Year | % of population ages 15+ | Change |
|---|---|---|
| 2011 | 56.7% | — |
| 2014 | 72.9% | +28.5% |
| 2017 | 71.4% | -2.1% |
| 2021 | 83.0% | +16.3% |
| 2024 | 84.4% | +1.7% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2010s | 67.0% | 56.7% | 72.9% | 3 |
| 2020s | 83.7% | 83.0% | 84.4% | 2 |
Countries ranked near China
More financial sector data for China
- Reserve position in the IMF, US dollar, annual growth rate 14.56 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0006 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 7.95 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 9.09 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0004 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 5.8 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 14.56 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0006 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 7.95 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 9.09 % change on previous year (2025)
Frequently asked questions
- What is account ownership at a financial institution or with a in China?
- Account ownership at a financial institution or with a in China was 84.4% in 2024, according to Global Findex Database, World Bank (WB).
- What is the highest account ownership at a financial institution or with a recorded in China?
- The highest recorded value was 84.4% in 2024.
- What is the lowest account ownership at a financial institution or with a recorded in China?
- The lowest recorded value was 56.7% in 2011.
- How does China rank for account ownership at a financial institution or with a?
- China ranks 28th out of 105 countries with data for 2024.
- Is account ownership at a financial institution or with a rising or falling in China?
- Over the last ten years it is up 15.8%. The long-run trend across the full record is rising.
- Where does this China data come from?
- The figures come from Global Findex Database, World Bank (WB), published as part of Account ownership at a financial institution or with a mobile-money-service provider, primary education or less (% of population ages 15+). Statizoid updates them automatically from the source API.
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About this data
Account denotes the percentage of respondents who report having an account (by themselves or together with someone else) at a bank or another type of financial institution or report personally using a mobile money service in the past 12 months (primary education or less, % of population ages 15+).