Account ownership at a financial institution or with a in Costa Rica

Costa Rica: Account ownership at a financial institution or with a was 53.5% in 2024. ▲ Rising

Latest (2024)
53.5%
Change on year
up 3.5%
World rank
66th
of 105 countries
All-time high
57.3%
in 2017
All-time low
35.8%
in 2011
Years of data
5
2011–2024

Account ownership at a financial institution or with a in Costa Rica, 2011–2024

02040602011201720242011: 35.8 % of population ages 15+2014: 49.4 % of population ages 15+2017: 57.3 % of population ages 15+2021: 51.7 % of population ages 15+2024: 53.5 % of population ages 15+

Source: Global Findex Database, World Bank (WB). Measured in % of population ages 15+.

Analysis

Costa Rica recorded 53.5% for account ownership at a financial institution or with a in 2024.

Compared with earlier readings it is up 3.5% on the previous year and up 8.4% over ten years.

Over the whole period, account ownership at a financial institution or with a in Costa Rica peaked at 57.3% in 2017 and was at its lowest, 35.8%, in 2011.

Costa Rica ranks 66th of 105 countries on this measure, in the middle of the range.

Account ownership at a financial institution or with a in Costa Rica, year by year

Annual values for Account ownership at a financial institution or with a mobile-money-service provider, primary education or less (% of population ages 15+) in Costa Rica, 2011 to 2024.
Year % of population ages 15+ Change
2011 35.8%
2014 49.4% +37.9%
2017 57.3% +15.9%
2021 51.7% -9.6%
2024 53.5% +3.5%

Costa Rica compared with similar countries

  • Costa Rica's 53.5% is below the median for high income countries, which is 87.7%, 61% of the median. (42 countries reporting)
  • Costa Rica's 53.5% is above the median for Latin America & Caribbean, which is 41.9%, 1.3× the median. (17 countries reporting)

Averages by decade

DecadeAverage LowestHighest Years
2010s 47.5% 35.8% 57.3% 3
2020s 52.6% 51.7% 53.5% 2

Countries ranked near Costa Rica

  1. 63 Nepal 57.1% compare
  2. 64 Tanzania, United Republic of 54.2% compare
  3. 65 Bosnia and Herzegovina 53.8% compare
  4. 67 Georgia 52.0% compare
  5. 68 Botswana 52.0% compare
  6. 69 Poland 51.1% compare

See the full ranking of 117 places →

More financial sector data for Costa Rica

All data for Costa Rica →

Frequently asked questions

What is account ownership at a financial institution or with a in Costa Rica?
Account ownership at a financial institution or with a in Costa Rica was 53.5% in 2024, according to Global Findex Database, World Bank (WB).
What is the highest account ownership at a financial institution or with a recorded in Costa Rica?
The highest recorded value was 57.3% in 2017.
What is the lowest account ownership at a financial institution or with a recorded in Costa Rica?
The lowest recorded value was 35.8% in 2011.
How does Costa Rica rank for account ownership at a financial institution or with a?
Costa Rica ranks 66th out of 105 countries with data for 2024.
Is account ownership at a financial institution or with a rising or falling in Costa Rica?
Over the last ten years it is up 8.4%. The long-run trend across the full record is rising.
Where does this Costa Rica data come from?
The figures come from Global Findex Database, World Bank (WB), published as part of Account ownership at a financial institution or with a mobile-money-service provider, primary education or less (% of population ages 15+). Statizoid updates them automatically from the source API.

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Account ownership at a financial institution or with a in Costa Rica. Statizoid, drawing on Global Findex Database, World Bank (WB). Retrieved 13 September 2026, from https://financial-sector.statizoid.com/stat/account-ownership-at-a-financial-institution-or-with-a-mobile-money-service-provider-5/costa-rica/

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About this data

Indicator
Account ownership at a financial institution or with a mobile-money-service provider, primary education or less (% of population ages 15+)
Unit
% of population ages 15+
Source
Global Findex Database, World Bank (WB)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
117 places, 585 data points, 2011–2024
Last refreshed

Account denotes the percentage of respondents who report having an account (by themselves or together with someone else) at a bank or another type of financial institution or report personally using a mobile money service in the past 12 months (primary education or less, % of population ages 15+).