Account ownership at a financial institution or with a in Poland

Poland: Account ownership at a financial institution or with a was 51.1% in 2024. ▲ Rising

Latest (2024)
51.1%
Change on year
down 28.4%
World rank
69th
of 105 countries
All-time high
71.3%
in 2021
All-time low
34.7%
in 2011
Years of data
5
2011–2024

Account ownership at a financial institution or with a in Poland, 2011–2024

0204060802011201720242011: 34.7 % of population ages 15+2014: 50.7 % of population ages 15+2017: 65.5 % of population ages 15+2021: 71.3 % of population ages 15+2024: 51.1 % of population ages 15+

Source: Global Findex Database, World Bank (WB). Measured in % of population ages 15+.

Analysis

In 2024, account ownership at a financial institution or with a in Poland stood at 51.1%.

The figure is down 28.4% on the previous year and up 0.8% over ten years.

Over the whole period, account ownership at a financial institution or with a in Poland peaked at 71.3% in 2021 and was at its lowest, 34.7%, in 2011.

Poland ranks 69th of 105 countries on this measure, in the middle of the range.

Account ownership at a financial institution or with a in Poland, year by year

Annual values for Account ownership at a financial institution or with a mobile-money-service provider, primary education or less (% of population ages 15+) in Poland, 2011 to 2024.
Year % of population ages 15+ Change
2011 34.7%
2014 50.7% +45.9%
2017 65.5% +29.3%
2021 71.3% +8.9%
2024 51.1% -28.4%

Averages by decade

DecadeAverage LowestHighest Years
2010s 50.3% 34.7% 65.5% 3
2020s 61.2% 51.1% 71.3% 2

Countries ranked near Poland

  1. 66 Costa Rica 53.5% compare
  2. 67 Georgia 52.0% compare
  3. 68 Botswana 52.0% compare
  4. 70 Slovakia 50.4% compare
  5. 71 Ecuador 50.1% compare
  6. 72 Dominican Republic 49.6% compare

See the full ranking of 117 places →

More financial sector data for Poland

All data for Poland →

Frequently asked questions

What is account ownership at a financial institution or with a in Poland?
Account ownership at a financial institution or with a in Poland was 51.1% in 2024, according to Global Findex Database, World Bank (WB).
What is the highest account ownership at a financial institution or with a recorded in Poland?
The highest recorded value was 71.3% in 2021.
What is the lowest account ownership at a financial institution or with a recorded in Poland?
The lowest recorded value was 34.7% in 2011.
How does Poland rank for account ownership at a financial institution or with a?
Poland ranks 69th out of 105 countries with data for 2024.
Is account ownership at a financial institution or with a rising or falling in Poland?
Over the last ten years it is up 0.8%. The long-run trend across the full record is rising.
Where does this Poland data come from?
The figures come from Global Findex Database, World Bank (WB), published as part of Account ownership at a financial institution or with a mobile-money-service provider, primary education or less (% of population ages 15+). Statizoid updates them automatically from the source API.

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Account ownership at a financial institution or with a in Poland. Statizoid, drawing on Global Findex Database, World Bank (WB). Retrieved 11 September 2026, from https://financial-sector.statizoid.com/stat/account-ownership-at-a-financial-institution-or-with-a-mobile-money-service-provider-5/poland/

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About this data

Indicator
Account ownership at a financial institution or with a mobile-money-service provider, primary education or less (% of population ages 15+)
Unit
% of population ages 15+
Source
Global Findex Database, World Bank (WB)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
117 places, 585 data points, 2011–2024
Last refreshed

Account denotes the percentage of respondents who report having an account (by themselves or together with someone else) at a bank or another type of financial institution or report personally using a mobile money service in the past 12 months (primary education or less, % of population ages 15+).