Account ownership at a financial institution or with a in Panama

Panama: Account ownership at a financial institution or with a was 41.9% in 2024. ▲ Rising

Latest (2024)
41.9%
Change on year
up 34.2%
World rank
79th
of 105 countries
All-time high
41.9%
in 2024
All-time low
15.3%
in 2011
Years of data
5
2011–2024

Account ownership at a financial institution or with a in Panama, 2011–2024

0102030402011201720242011: 15.3 % of population ages 15+2014: 23.2 % of population ages 15+2017: 38 % of population ages 15+2021: 31.2 % of population ages 15+2024: 41.9 % of population ages 15+

Source: Global Findex Database, World Bank (WB). Measured in % of population ages 15+.

Analysis

Panama recorded 41.9% for account ownership at a financial institution or with a in 2024. That is the highest value across all 5 years on record.

That represents a change of up 34.2% on the previous year and up 80.4% over ten years.

Over the whole period, account ownership at a financial institution or with a in Panama peaked at 41.9% in 2024 and was at its lowest, 15.3%, in 2011.

Panama ranks 79th of 105 countries on this measure, in the bottom quarter.

Account ownership at a financial institution or with a in Panama, year by year

Annual values for Account ownership at a financial institution or with a mobile-money-service provider, primary education or less (% of population ages 15+) in Panama, 2011 to 2024.
Year % of population ages 15+ Change
2011 15.3%
2014 23.2% +51.4%
2017 38.0% +63.8%
2021 31.2% -17.9%
2024 41.9% +34.2%

Averages by decade

DecadeAverage LowestHighest Years
2010s 25.5% 15.3% 38.0% 3
2020s 36.6% 31.2% 41.9% 2

Countries ranked near Panama

  1. 76 Cameroon 44.6% compare
  2. 77 Malawi 43.3% compare
  3. 78 Nigeria 42.2% compare
  4. 80 Congo 41.5% compare
  5. 81 Romania 41.0% compare
  6. 82 Azerbaijan 40.0% compare

See the full ranking of 117 places →

More financial sector data for Panama

All data for Panama →

Frequently asked questions

What is account ownership at a financial institution or with a in Panama?
Account ownership at a financial institution or with a in Panama was 41.9% in 2024, according to Global Findex Database, World Bank (WB).
What is the highest account ownership at a financial institution or with a recorded in Panama?
The highest recorded value was 41.9% in 2024.
What is the lowest account ownership at a financial institution or with a recorded in Panama?
The lowest recorded value was 15.3% in 2011.
How does Panama rank for account ownership at a financial institution or with a?
Panama ranks 79th out of 105 countries with data for 2024.
Is account ownership at a financial institution or with a rising or falling in Panama?
Over the last ten years it is up 80.4%. The long-run trend across the full record is rising.
Where does this Panama data come from?
The figures come from Global Findex Database, World Bank (WB), published as part of Account ownership at a financial institution or with a mobile-money-service provider, primary education or less (% of population ages 15+). Statizoid updates them automatically from the source API.

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Account ownership at a financial institution or with a in Panama. Statizoid, drawing on Global Findex Database, World Bank (WB). Retrieved 09 September 2026, from https://financial-sector.statizoid.com/stat/account-ownership-at-a-financial-institution-or-with-a-mobile-money-service-provider-5/panama/

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About this data

Indicator
Account ownership at a financial institution or with a mobile-money-service provider, primary education or less (% of population ages 15+)
Unit
% of population ages 15+
Source
Global Findex Database, World Bank (WB)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
117 places, 585 data points, 2011–2024
Last refreshed

Account denotes the percentage of respondents who report having an account (by themselves or together with someone else) at a bank or another type of financial institution or report personally using a mobile money service in the past 12 months (primary education or less, % of population ages 15+).