Account ownership at a financial institution or with a in Romania

Romania: Account ownership at a financial institution or with a was 41.0% in 2024. ▲ Rising

Latest (2024)
41.0%
Change on year
up 9.4%
World rank
81st
of 105 countries
All-time high
41.0%
in 2024
All-time low
26.9%
in 2011
Years of data
5
2011–2024

Account ownership at a financial institution or with a in Romania, 2011–2024

0102030402011201720242011: 26.9 % of population ages 15+2014: 34.6 % of population ages 15+2017: 31.9 % of population ages 15+2021: 37.5 % of population ages 15+2024: 41 % of population ages 15+

Source: Global Findex Database, World Bank (WB). Measured in % of population ages 15+.

Analysis

In 2024, account ownership at a financial institution or with a in Romania stood at 41.0%. That is the highest value across all 5 years on record.

The figure is up 9.4% on the previous year and up 18.7% over ten years.

Over the whole period, account ownership at a financial institution or with a in Romania peaked at 41.0% in 2024 and was at its lowest, 26.9%, in 2011.

Romania ranks 81st of 105 countries on this measure, in the bottom quarter.

Account ownership at a financial institution or with a in Romania, year by year

Annual values for Account ownership at a financial institution or with a mobile-money-service provider, primary education or less (% of population ages 15+) in Romania, 2011 to 2024.
Year % of population ages 15+ Change
2011 26.9%
2014 34.6% +28.5%
2017 31.9% -7.8%
2021 37.5% +17.7%
2024 41.0% +9.4%

Averages by decade

DecadeAverage LowestHighest Years
2010s 31.1% 26.9% 34.6% 3
2020s 39.3% 37.5% 41.0% 2

Countries ranked near Romania

  1. 78 Nigeria 42.2% compare
  2. 79 Panama 41.9% compare
  3. 80 Congo 41.5% compare
  4. 82 Azerbaijan 40.0% compare
  5. 83 Uzbekistan 39.3% compare
  6. 84 Republic of Moldova 38.4% compare

See the full ranking of 117 places →

More financial sector data for Romania

All data for Romania →

Frequently asked questions

What is account ownership at a financial institution or with a in Romania?
Account ownership at a financial institution or with a in Romania was 41.0% in 2024, according to Global Findex Database, World Bank (WB).
What is the highest account ownership at a financial institution or with a recorded in Romania?
The highest recorded value was 41.0% in 2024.
What is the lowest account ownership at a financial institution or with a recorded in Romania?
The lowest recorded value was 26.9% in 2011.
How does Romania rank for account ownership at a financial institution or with a?
Romania ranks 81st out of 105 countries with data for 2024.
Is account ownership at a financial institution or with a rising or falling in Romania?
Over the last ten years it is up 18.7%. The long-run trend across the full record is rising.
Where does this Romania data come from?
The figures come from Global Findex Database, World Bank (WB), published as part of Account ownership at a financial institution or with a mobile-money-service provider, primary education or less (% of population ages 15+). Statizoid updates them automatically from the source API.

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Account ownership at a financial institution or with a in Romania. Statizoid, drawing on Global Findex Database, World Bank (WB). Retrieved 11 September 2026, from https://financial-sector.statizoid.com/stat/account-ownership-at-a-financial-institution-or-with-a-mobile-money-service-provider-5/romania/

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<a href="https://financial-sector.statizoid.com/stat/account-ownership-at-a-financial-institution-or-with-a-mobile-money-service-provider-5/romania/">Account ownership at a financial institution or with a in Romania</a> — Statizoid

About this data

Indicator
Account ownership at a financial institution or with a mobile-money-service provider, primary education or less (% of population ages 15+)
Unit
% of population ages 15+
Source
Global Findex Database, World Bank (WB)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
117 places, 585 data points, 2011–2024
Last refreshed

Account denotes the percentage of respondents who report having an account (by themselves or together with someone else) at a bank or another type of financial institution or report personally using a mobile money service in the past 12 months (primary education or less, % of population ages 15+).