Account ownership at a financial institution or with a in Japan
Japan: Account ownership at a financial institution or with a was 98.9% in 2024. ▬ Flat
Account ownership at a financial institution or with a in Japan, 2011–2024
Source: Global Findex Database, World Bank (WB). Measured in % of population ages 15+.
Analysis
In 2024, account ownership at a financial institution or with a in Japan stood at 98.9%. That is the lowest value across all 5 years on record.
The figure is down 0.4% on the previous year and down 0.8% over ten years.
Over the whole period, account ownership at a financial institution or with a in Japan peaked at 99.7% in 2014 and was at its lowest, 98.9%, in 2024.
That places Japan 10th out of 105 countries with data for 2024, putting it in the top 10%.
Account ownership at a financial institution or with a in Japan, year by year
| Year | % of population ages 15+ | Change |
|---|---|---|
| 2011 | 99.3% | — |
| 2014 | 99.7% | +0.4% |
| 2017 | 99.5% | -0.2% |
| 2021 | 99.2% | -0.3% |
| 2024 | 98.9% | -0.4% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2010s | 99.5% | 99.3% | 99.7% | 3 |
| 2020s | 99.0% | 98.9% | 99.2% | 2 |
Countries ranked near Japan
More financial sector data for Japan
- Reserve position in the IMF, US dollar, annual growth rate 10.42 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0025 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 91.29 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 5.15 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0019 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 66.66 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 10.42 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0025 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 91.29 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 5.15 % change on previous year (2025)
Frequently asked questions
- What is account ownership at a financial institution or with a in Japan?
- Account ownership at a financial institution or with a in Japan was 98.9% in 2024, according to Global Findex Database, World Bank (WB).
- What is the highest account ownership at a financial institution or with a recorded in Japan?
- The highest recorded value was 99.7% in 2014.
- What is the lowest account ownership at a financial institution or with a recorded in Japan?
- The lowest recorded value was 98.9% in 2024.
- How does Japan rank for account ownership at a financial institution or with a?
- Japan ranks 10th out of 105 countries with data for 2024.
- Is account ownership at a financial institution or with a rising or falling in Japan?
- Over the last ten years it is down 0.8%. The long-run trend across the full record is flat.
- Where does this Japan data come from?
- The figures come from Global Findex Database, World Bank (WB), published as part of Account ownership at a financial institution or with a mobile-money-service provider, secondary education or more (% of population ages 15+). Statizoid updates them automatically from the source API.
Download this data
CSV · JSON — 5 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
Account denotes the percentage of respondents who report having an account (by themselves or together with someone else) at a bank or another type of financial institution or report personally using a mobile money service in the past 12 months (secondary education or more, % of population ages 15+).