Account ownership at a financial institution or with a in Spain

Spain: Account ownership at a financial institution or with a was 98.9% in 2024. ▬ Flat

Latest (2024)
98.9%
Change on year
up 0.1%
World rank
9th
of 105 countries
All-time high
98.9%
in 2024
All-time low
95.2%
in 2011
Years of data
5
2011–2024

Account ownership at a financial institution or with a in Spain, 2011–2024

0204060801002011201720242011: 95.2 % of population ages 15+2014: 98.1 % of population ages 15+2017: 95.8 % of population ages 15+2021: 98.8 % of population ages 15+2024: 98.9 % of population ages 15+

Source: Global Findex Database, World Bank (WB). Measured in % of population ages 15+.

Analysis

The most recent figure for account ownership at a financial institution or with a in Spain is 98.9%, measured in 2024. That is the highest value across all 5 years on record.

Compared with earlier readings it is up 0.1% on the previous year and up 0.8% over ten years.

Over the whole period, account ownership at a financial institution or with a in Spain peaked at 98.9% in 2024 and was at its lowest, 95.2%, in 2011.

Spain ranks 9th of 105 countries on this measure, in the top 10%.

Account ownership at a financial institution or with a in Spain, year by year

Annual values for Account ownership at a financial institution or with a mobile-money-service provider, secondary education or more (% of population ages 15+) in Spain, 2011 to 2024.
Year % of population ages 15+ Change
2011 95.2%
2014 98.1% +3.1%
2017 95.8% -2.3%
2021 98.8% +3.1%
2024 98.9% +0.1%

Averages by decade

DecadeAverage LowestHighest Years
2010s 96.4% 95.2% 98.1% 3
2020s 98.8% 98.8% 98.9% 2

Countries ranked near Spain

  1. 6 France 99.4% compare
  2. 7 United Kingdom of Great Britain and Northern Ireland 99.2% compare
  3. 8 Lithuania 98.9% compare
  4. 10 Japan 98.9% compare
  5. 11 Slovenia 98.8% compare
  6. 12 New Zealand 98.8% compare

See the full ranking of 117 places →

More financial sector data for Spain

All data for Spain →

Frequently asked questions

What is account ownership at a financial institution or with a in Spain?
Account ownership at a financial institution or with a in Spain was 98.9% in 2024, according to Global Findex Database, World Bank (WB).
What is the highest account ownership at a financial institution or with a recorded in Spain?
The highest recorded value was 98.9% in 2024.
What is the lowest account ownership at a financial institution or with a recorded in Spain?
The lowest recorded value was 95.2% in 2011.
How does Spain rank for account ownership at a financial institution or with a?
Spain ranks 9th out of 105 countries with data for 2024.
Is account ownership at a financial institution or with a rising or falling in Spain?
Over the last ten years it is up 0.8%. The long-run trend across the full record is flat.
Where does this Spain data come from?
The figures come from Global Findex Database, World Bank (WB), published as part of Account ownership at a financial institution or with a mobile-money-service provider, secondary education or more (% of population ages 15+). Statizoid updates them automatically from the source API.

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Account ownership at a financial institution or with a in Spain. Statizoid, drawing on Global Findex Database, World Bank (WB). Retrieved 09 September 2026, from https://financial-sector.statizoid.com/stat/account-ownership-at-a-financial-institution-or-with-a-mobile-money-service-provider-6/spain/

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<a href="https://financial-sector.statizoid.com/stat/account-ownership-at-a-financial-institution-or-with-a-mobile-money-service-provider-6/spain/">Account ownership at a financial institution or with a in Spain</a> — Statizoid

About this data

Indicator
Account ownership at a financial institution or with a mobile-money-service provider, secondary education or more (% of population ages 15+)
Unit
% of population ages 15+
Source
Global Findex Database, World Bank (WB)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
117 places, 585 data points, 2011–2024
Last refreshed

Account denotes the percentage of respondents who report having an account (by themselves or together with someone else) at a bank or another type of financial institution or report personally using a mobile money service in the past 12 months (secondary education or more, % of population ages 15+).