Account ownership at a financial institution or with a in Nigeria

Nigeria: Account ownership at a financial institution or with a was 79.7% in 2024. ▲ Rising

Latest (2024)
79.7%
Change on year
up 22.2%
World rank
64th
of 105 countries
All-time high
79.7%
in 2024
All-time low
44.1%
in 2011
Years of data
5
2011–2024

Account ownership at a financial institution or with a in Nigeria, 2011–2024

0204060802011201720242011: 44.1 % of population ages 15+2014: 56 % of population ages 15+2017: 59.3 % of population ages 15+2021: 65.2 % of population ages 15+2024: 79.7 % of population ages 15+

Source: Global Findex Database, World Bank (WB). Measured in % of population ages 15+.

Analysis

The most recent figure for account ownership at a financial institution or with a in Nigeria is 79.7%, measured in 2024. That is the highest value across all 5 years on record.

That represents a change of up 22.2% on the previous year and up 42.2% over ten years.

Over the whole period, account ownership at a financial institution or with a in Nigeria peaked at 79.7% in 2024 and was at its lowest, 44.1%, in 2011.

Nigeria ranks 64th of 105 countries on this measure, in the middle of the range.

Account ownership at a financial institution or with a in Nigeria, year by year

Annual values for Account ownership at a financial institution or with a mobile-money-service provider, secondary education or more (% of population ages 15+) in Nigeria, 2011 to 2024.
Year % of population ages 15+ Change
2011 44.1%
2014 56.0% +26.9%
2017 59.3% +5.8%
2021 65.2% +10.0%
2024 79.7% +22.2%

Averages by decade

DecadeAverage LowestHighest Years
2010s 53.2% 44.1% 59.3% 3
2020s 72.4% 65.2% 79.7% 2

Countries ranked near Nigeria

  1. 61 Costa Rica 81.1% compare
  2. 62 Romania 80.3% compare
  3. 63 Uganda 80.2% compare
  4. 65 Saudi Arabia 79.3% compare
  5. 66 Gabon 78.2% compare
  6. 67 Tanzania, United Republic of 78.1% compare

See the full ranking of 117 places →

More financial sector data for Nigeria

All data for Nigeria →

Frequently asked questions

What is account ownership at a financial institution or with a in Nigeria?
Account ownership at a financial institution or with a in Nigeria was 79.7% in 2024, according to Global Findex Database, World Bank (WB).
What is the highest account ownership at a financial institution or with a recorded in Nigeria?
The highest recorded value was 79.7% in 2024.
What is the lowest account ownership at a financial institution or with a recorded in Nigeria?
The lowest recorded value was 44.1% in 2011.
How does Nigeria rank for account ownership at a financial institution or with a?
Nigeria ranks 64th out of 105 countries with data for 2024.
Is account ownership at a financial institution or with a rising or falling in Nigeria?
Over the last ten years it is up 42.2%. The long-run trend across the full record is rising.
Where does this Nigeria data come from?
The figures come from Global Findex Database, World Bank (WB), published as part of Account ownership at a financial institution or with a mobile-money-service provider, secondary education or more (% of population ages 15+). Statizoid updates them automatically from the source API.

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Account ownership at a financial institution or with a in Nigeria. Statizoid, drawing on Global Findex Database, World Bank (WB). Retrieved 12 September 2026, from https://financial-sector.statizoid.com/stat/account-ownership-at-a-financial-institution-or-with-a-mobile-money-service-provider-6/nigeria/

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<a href="https://financial-sector.statizoid.com/stat/account-ownership-at-a-financial-institution-or-with-a-mobile-money-service-provider-6/nigeria/">Account ownership at a financial institution or with a in Nigeria</a> — Statizoid

About this data

Indicator
Account ownership at a financial institution or with a mobile-money-service provider, secondary education or more (% of population ages 15+)
Unit
% of population ages 15+
Source
Global Findex Database, World Bank (WB)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
117 places, 585 data points, 2011–2024
Last refreshed

Account denotes the percentage of respondents who report having an account (by themselves or together with someone else) at a bank or another type of financial institution or report personally using a mobile money service in the past 12 months (secondary education or more, % of population ages 15+).