Account ownership at a financial institution or with a in Costa Rica

Costa Rica: Account ownership at a financial institution or with a was 81.1% in 2024. ▲ Rising

Latest (2024)
81.1%
Change on year
up 1.4%
World rank
61st
of 105 countries
All-time high
81.1%
in 2024
All-time low
59.5%
in 2011
Years of data
5
2011–2024

Account ownership at a financial institution or with a in Costa Rica, 2011–2024

0204060802011201720242011: 59.5 % of population ages 15+2014: 73.4 % of population ages 15+2017: 73.3 % of population ages 15+2021: 80 % of population ages 15+2024: 81.1 % of population ages 15+

Source: Global Findex Database, World Bank (WB). Measured in % of population ages 15+.

Analysis

The most recent figure for account ownership at a financial institution or with a in Costa Rica is 81.1%, measured in 2024. That is the highest value across all 5 years on record.

That represents a change of up 1.4% on the previous year and up 10.5% over ten years.

Over the whole period, account ownership at a financial institution or with a in Costa Rica peaked at 81.1% in 2024 and was at its lowest, 59.5%, in 2011.

That places Costa Rica 61st out of 105 countries with data for 2024, putting it in the middle of the range.

Account ownership at a financial institution or with a in Costa Rica, year by year

Annual values for Account ownership at a financial institution or with a mobile-money-service provider, secondary education or more (% of population ages 15+) in Costa Rica, 2011 to 2024.
Year % of population ages 15+ Change
2011 59.5%
2014 73.4% +23.3%
2017 73.3% -0.1%
2021 80.0% +9.2%
2024 81.1% +1.4%

Costa Rica compared with similar countries

  • Costa Rica's 81.1% is below the median for high income countries, which is 98.3%, 83% of the median. (42 countries reporting)
  • Costa Rica's 81.1% is above the median for Latin America & Caribbean, which is 70.4%, 1.2× the median. (17 countries reporting)

Averages by decade

DecadeAverage LowestHighest Years
2010s 68.7% 59.5% 73.4% 3
2020s 80.5% 80.0% 81.1% 2

Countries ranked near Costa Rica

  1. 58 Zambia 84.3% compare
  2. 59 Georgia 82.3% compare
  3. 60 Russian Federation 81.4% compare
  4. 62 Romania 80.3% compare
  5. 63 Uganda 80.2% compare
  6. 64 Nigeria 79.7% compare

See the full ranking of 117 places →

More financial sector data for Costa Rica

All data for Costa Rica →

Frequently asked questions

What is account ownership at a financial institution or with a in Costa Rica?
Account ownership at a financial institution or with a in Costa Rica was 81.1% in 2024, according to Global Findex Database, World Bank (WB).
What is the highest account ownership at a financial institution or with a recorded in Costa Rica?
The highest recorded value was 81.1% in 2024.
What is the lowest account ownership at a financial institution or with a recorded in Costa Rica?
The lowest recorded value was 59.5% in 2011.
How does Costa Rica rank for account ownership at a financial institution or with a?
Costa Rica ranks 61st out of 105 countries with data for 2024.
Is account ownership at a financial institution or with a rising or falling in Costa Rica?
Over the last ten years it is up 10.5%. The long-run trend across the full record is rising.
Where does this Costa Rica data come from?
The figures come from Global Findex Database, World Bank (WB), published as part of Account ownership at a financial institution or with a mobile-money-service provider, secondary education or more (% of population ages 15+). Statizoid updates them automatically from the source API.

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Account ownership at a financial institution or with a in Costa Rica. Statizoid, drawing on Global Findex Database, World Bank (WB). Retrieved 14 September 2026, from https://financial-sector.statizoid.com/stat/account-ownership-at-a-financial-institution-or-with-a-mobile-money-service-provider-6/costa-rica/

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About this data

Indicator
Account ownership at a financial institution or with a mobile-money-service provider, secondary education or more (% of population ages 15+)
Unit
% of population ages 15+
Source
Global Findex Database, World Bank (WB)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
117 places, 585 data points, 2011–2024
Last refreshed

Account denotes the percentage of respondents who report having an account (by themselves or together with someone else) at a bank or another type of financial institution or report personally using a mobile money service in the past 12 months (secondary education or more, % of population ages 15+).