Account ownership at a financial institution or with a in Zambia
Zambia: Account ownership at a financial institution or with a was 84.3% in 2024. ▲ Rising
Account ownership at a financial institution or with a in Zambia, 2011–2024
Source: Global Findex Database, World Bank (WB). Measured in % of population ages 15+.
Analysis
The most recent figure for account ownership at a financial institution or with a in Zambia is 84.3%, measured in 2024. That is the highest value across all 5 years on record.
Compared with earlier readings it is up 25.4% on the previous year and up 65.6% over ten years.
Over the whole period, account ownership at a financial institution or with a in Zambia peaked at 84.3% in 2024 and was at its lowest, 32.2%, in 2011.
That places Zambia 58th out of 105 countries with data for 2024, putting it in the middle of the range.
Account ownership at a financial institution or with a in Zambia, year by year
| Year | % of population ages 15+ | Change |
|---|---|---|
| 2011 | 32.2% | — |
| 2014 | 50.9% | +58.0% |
| 2017 | 60.1% | +18.2% |
| 2021 | 67.2% | +11.7% |
| 2024 | 84.3% | +25.4% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2010s | 47.8% | 32.2% | 60.1% | 3 |
| 2020s | 75.7% | 67.2% | 84.3% | 2 |
Countries ranked near Zambia
- 55 South Africa 85.7% compare
- 56 Türkiye 84.8% compare
- 57 Sri Lanka 84.5% compare
- 59 Georgia 82.3% compare
- 60 Russian Federation 81.4% compare
- 61 Costa Rica 81.1% compare
More financial sector data for Zambia
- Reserve position in the IMF, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 0.0011 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 0 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 0.0008 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 0.0011 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 0 % change on previous year (2025)
Frequently asked questions
- What is account ownership at a financial institution or with a in Zambia?
- Account ownership at a financial institution or with a in Zambia was 84.3% in 2024, according to Global Findex Database, World Bank (WB).
- What is the highest account ownership at a financial institution or with a recorded in Zambia?
- The highest recorded value was 84.3% in 2024.
- What is the lowest account ownership at a financial institution or with a recorded in Zambia?
- The lowest recorded value was 32.2% in 2011.
- How does Zambia rank for account ownership at a financial institution or with a?
- Zambia ranks 58th out of 105 countries with data for 2024.
- Is account ownership at a financial institution or with a rising or falling in Zambia?
- Over the last ten years it is up 65.6%. The long-run trend across the full record is rising.
- Where does this Zambia data come from?
- The figures come from Global Findex Database, World Bank (WB), published as part of Account ownership at a financial institution or with a mobile-money-service provider, secondary education or more (% of population ages 15+). Statizoid updates them automatically from the source API.
Download this data
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About this data
Account denotes the percentage of respondents who report having an account (by themselves or together with someone else) at a bank or another type of financial institution or report personally using a mobile money service in the past 12 months (secondary education or more, % of population ages 15+).