Account ownership at a financial institution or with a in Czechia

Czechia: Account ownership at a financial institution or with a was 92.3% in 2024. ▲ Rising

Latest (2024)
92.3%
Change on year
down 2.8%
World rank
28th
of 117 countries
All-time high
94.9%
in 2021
All-time low
80.7%
in 2011
Years of data
5
2011–2024

Account ownership at a financial institution or with a in Czechia, 2011–2024

0204060801002011201720242011: 80.7 % of population ages 15+2014: 82.2 % of population ages 15+2017: 81 % of population ages 15+2021: 94.9 % of population ages 15+2024: 92.3 % of population ages 15+

Source: Global Findex Database, World Bank (WB). Measured in % of population ages 15+.

Analysis

Czechia recorded 92.3% for account ownership at a financial institution or with a in 2024.

That represents a change of down 2.8% on the previous year and up 12.3% over ten years.

Over the whole period, account ownership at a financial institution or with a in Czechia peaked at 94.9% in 2021 and was at its lowest, 80.7%, in 2011.

Czechia ranks 28th of 117 countries on this measure, in the top quarter.

Account ownership at a financial institution or with a in Czechia, year by year

Annual values for Account ownership at a financial institution or with a mobile-money-service provider (% of population ages 15+) in Czechia, 2011 to 2024.
Year % of population ages 15+ Change
2011 80.7%
2014 82.2% +1.9%
2017 81.0% -1.4%
2021 94.9% +17.2%
2024 92.3% -2.8%

Averages by decade

DecadeAverage LowestHighest Years
2010s 81.3% 80.7% 82.2% 3
2020s 93.6% 92.3% 94.9% 2

Countries ranked near Czechia

  1. 25 Cyprus 96.1% compare
  2. 26 Latvia 95.0% compare
  3. 27 Croatia 92.6% compare
  4. 29 Slovakia 92.2% compare
  5. 30 Thailand 91.8% compare
  6. 31 Portugal 91.4% compare

See the full ranking of 129 places →

More financial sector data for Czechia

All data for Czechia →

Frequently asked questions

What is account ownership at a financial institution or with a in Czechia?
Account ownership at a financial institution or with a in Czechia was 92.3% in 2024, according to Global Findex Database, World Bank (WB).
What is the highest account ownership at a financial institution or with a recorded in Czechia?
The highest recorded value was 94.9% in 2021.
What is the lowest account ownership at a financial institution or with a recorded in Czechia?
The lowest recorded value was 80.7% in 2011.
How does Czechia rank for account ownership at a financial institution or with a?
Czechia ranks 28th out of 117 countries with data for 2024.
Is account ownership at a financial institution or with a rising or falling in Czechia?
Over the last ten years it is up 12.3%. The long-run trend across the full record is rising.
Where does this Czechia data come from?
The figures come from Global Findex Database, World Bank (WB), published as part of Account ownership at a financial institution or with a mobile-money-service provider (% of population ages 15+). Statizoid updates them automatically from the source API.

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Account ownership at a financial institution or with a in Czechia. Statizoid, drawing on Global Findex Database, World Bank (WB). Retrieved 11 September 2026, from https://financial-sector.statizoid.com/stat/account-ownership-at-a-financial-institution-or-with-a-mobile-money-service-provider-8/czechia/

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About this data

Indicator
Account ownership at a financial institution or with a mobile-money-service provider (% of population ages 15+)
Unit
% of population ages 15+
Source
Global Findex Database, World Bank (WB)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
129 places, 645 data points, 2011–2024
Last refreshed

Account denotes the percentage of respondents who report having an account (by themselves or together with someone else) at a bank or another type of financial institution or report personally using a mobile money service in the past 12 months (% age 15+).