Account ownership at a financial institution or with a in Portugal

Portugal: Account ownership at a financial institution or with a was 91.4% in 2024. ▲ Rising

Latest (2024)
91.4%
Change on year
down 1.4%
World rank
31st
of 117 countries
All-time high
92.6%
in 2021
All-time low
81.2%
in 2011
Years of data
5
2011–2024

Account ownership at a financial institution or with a in Portugal, 2011–2024

0204060801002011201720242011: 81.2 % of population ages 15+2014: 87.4 % of population ages 15+2017: 92.3 % of population ages 15+2021: 92.6 % of population ages 15+2024: 91.4 % of population ages 15+

Source: Global Findex Database, World Bank (WB). Measured in % of population ages 15+.

Analysis

In 2024, account ownership at a financial institution or with a in Portugal stood at 91.4%.

That represents a change of down 1.4% on the previous year and up 4.6% over ten years.

Over the whole period, account ownership at a financial institution or with a in Portugal peaked at 92.6% in 2021 and was at its lowest, 81.2%, in 2011.

That places Portugal 31st out of 117 countries with data for 2024, putting it in the middle of the range.

Account ownership at a financial institution or with a in Portugal, year by year

Annual values for Account ownership at a financial institution or with a mobile-money-service provider (% of population ages 15+) in Portugal, 2011 to 2024.
Year % of population ages 15+ Change
2011 81.2%
2014 87.4% +7.6%
2017 92.3% +5.7%
2021 92.6% +0.3%
2024 91.4% -1.4%

Portugal compared with similar countries

  • Portugal's 91.4% is below the median for high income countries, which is 97.0%, 94% of the median. (42 countries reporting)
  • Portugal's 91.4% is above the median for Europe & Central Asia, which is 88.1%, 1.0× the median. (42 countries reporting)

Averages by decade

DecadeAverage LowestHighest Years
2010s 87.0% 81.2% 92.3% 3
2020s 92.0% 91.4% 92.6% 2

Countries ranked near Portugal

  1. 28 Czechia 92.3% compare
  2. 29 Slovakia 92.2% compare
  3. 30 Thailand 91.8% compare
  4. 32 Iran, Islamic Republic of 91.1% compare
  5. 33 Kenya 90.1% compare
  6. 34 Mauritius 89.6% compare

See the full ranking of 129 places →

More financial sector data for Portugal

All data for Portugal →

Frequently asked questions

What is account ownership at a financial institution or with a in Portugal?
Account ownership at a financial institution or with a in Portugal was 91.4% in 2024, according to Global Findex Database, World Bank (WB).
What is the highest account ownership at a financial institution or with a recorded in Portugal?
The highest recorded value was 92.6% in 2021.
What is the lowest account ownership at a financial institution or with a recorded in Portugal?
The lowest recorded value was 81.2% in 2011.
How does Portugal rank for account ownership at a financial institution or with a?
Portugal ranks 31st out of 117 countries with data for 2024.
Is account ownership at a financial institution or with a rising or falling in Portugal?
Over the last ten years it is up 4.6%. The long-run trend across the full record is rising.
Where does this Portugal data come from?
The figures come from Global Findex Database, World Bank (WB), published as part of Account ownership at a financial institution or with a mobile-money-service provider (% of population ages 15+). Statizoid updates them automatically from the source API.

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Account ownership at a financial institution or with a in Portugal. Statizoid, drawing on Global Findex Database, World Bank (WB). Retrieved 14 September 2026, from https://financial-sector.statizoid.com/stat/account-ownership-at-a-financial-institution-or-with-a-mobile-money-service-provider-8/portugal/

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About this data

Indicator
Account ownership at a financial institution or with a mobile-money-service provider (% of population ages 15+)
Unit
% of population ages 15+
Source
Global Findex Database, World Bank (WB)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
129 places, 645 data points, 2011–2024
Last refreshed

Account denotes the percentage of respondents who report having an account (by themselves or together with someone else) at a bank or another type of financial institution or report personally using a mobile money service in the past 12 months (% age 15+).