Account ownership at a financial institution or with a in Korea

Korea: Account ownership at a financial institution or with a was 96.9% in 2024. ▲ Rising

Latest (2024)
96.9%
Change on year
down 1.8%
World rank
23rd
of 117 countries
All-time high
98.7%
in 2021
All-time low
93.0%
in 2011
Years of data
5
2011–2024

Account ownership at a financial institution or with a in Korea, 2011–2024

0204060801002011201720242011: 93 % of population ages 15+2014: 94.4 % of population ages 15+2017: 94.9 % of population ages 15+2021: 98.7 % of population ages 15+2024: 96.9 % of population ages 15+

Source: Global Findex Database, World Bank (WB). Measured in % of population ages 15+.

Analysis

In 2024, account ownership at a financial institution or with a in Korea stood at 96.9%.

Compared with earlier readings it is down 1.8% on the previous year and up 2.7% over ten years.

Over the whole period, account ownership at a financial institution or with a in Korea peaked at 98.7% in 2021 and was at its lowest, 93.0%, in 2011.

That places Korea 23rd out of 117 countries with data for 2024, putting it in the top quarter.

Account ownership at a financial institution or with a in Korea, year by year

Annual values for Account ownership at a financial institution or with a mobile-money-service provider (% of population ages 15+) in Korea, 2011 to 2024.
Year % of population ages 15+ Change
2011 93.0%
2014 94.4% +1.4%
2017 94.9% +0.5%
2021 98.7% +4.0%
2024 96.9% -1.8%

Averages by decade

DecadeAverage LowestHighest Years
2010s 94.1% 93.0% 94.9% 3
2020s 97.8% 96.9% 98.7% 2

Countries ranked near Korea

  1. 20 New Zealand 97.9% compare
  2. 21 Hong Kong, China 97.3% compare
  3. 22 United States of America 97.0% compare
  4. 24 Malta 96.6% compare
  5. 25 Cyprus 96.1% compare
  6. 26 Latvia 95.0% compare

See the full ranking of 129 places →

More financial sector data for Korea

All data for Korea →

Frequently asked questions

What is account ownership at a financial institution or with a in Korea?
Account ownership at a financial institution or with a in Korea was 96.9% in 2024, according to Global Findex Database, World Bank (WB).
What is the highest account ownership at a financial institution or with a recorded in Korea?
The highest recorded value was 98.7% in 2021.
What is the lowest account ownership at a financial institution or with a recorded in Korea?
The lowest recorded value was 93.0% in 2011.
How does Korea rank for account ownership at a financial institution or with a?
Korea ranks 23rd out of 117 countries with data for 2024.
Is account ownership at a financial institution or with a rising or falling in Korea?
Over the last ten years it is up 2.7%. The long-run trend across the full record is rising.
Where does this Korea data come from?
The figures come from Global Findex Database, World Bank (WB), published as part of Account ownership at a financial institution or with a mobile-money-service provider (% of population ages 15+). Statizoid updates them automatically from the source API.

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Account ownership at a financial institution or with a in Korea. Statizoid, drawing on Global Findex Database, World Bank (WB). Retrieved 10 September 2026, from https://financial-sector.statizoid.com/stat/account-ownership-at-a-financial-institution-or-with-a-mobile-money-service-provider-8/korea-rep/

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About this data

Indicator
Account ownership at a financial institution or with a mobile-money-service provider (% of population ages 15+)
Unit
% of population ages 15+
Source
Global Findex Database, World Bank (WB)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
129 places, 645 data points, 2011–2024
Last refreshed

Account denotes the percentage of respondents who report having an account (by themselves or together with someone else) at a bank or another type of financial institution or report personally using a mobile money service in the past 12 months (% age 15+).