Account ownership at a financial institution … 15+ in United States
United States: Account ownership at a financial institution … 15+ was 97.0% in 2024. ▲ Rising
Account ownership at a financial institution or with a in United States, 2011–2024
Source: Global Findex Database, World Bank (WB). Measured in % of population ages 15+.
Analysis
United States recorded 97.0% for account ownership at a financial institution or with a in 2024. That is the highest value across all 5 years on record.
The figure is up 2.2% on the previous year and up 3.7% over ten years.
Over the whole period, account ownership at a financial institution or with a in United States peaked at 97.0% in 2024 and was at its lowest, 88.0%, in 2011.
United States ranks 22nd of 117 countries on this measure, in the top quarter.
Account ownership at a financial institution … 15+ in United States, year by year
| Year | % of population ages 15+ | Change |
|---|---|---|
| 2011 | 88.0% | — |
| 2014 | 93.6% | +6.4% |
| 2017 | 93.1% | -0.5% |
| 2021 | 95.0% | +2.0% |
| 2024 | 97.0% | +2.2% |
United States compared with similar countries
- United States's 97.0% is above the median for high income countries, which is 97.0%, 1.0× the median. (42 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2010s | 91.6% | 88.0% | 93.6% | 3 |
| 2020s | 96.0% | 95.0% | 97.0% | 2 |
Countries ranked near United States
More financial sector data for United States
- Reserve position in the IMF, US dollar, annual growth rate 17.82 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.001 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 89.64 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 12.2 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0007 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 65.46 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 17.82 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.001 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 89.64 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 12.2 % change on previous year (2025)
Frequently asked questions
- What is account ownership at a financial institution or with a in United States?
- Account ownership at a financial institution or with a in United States was 97.0% in 2024, according to Global Findex Database, World Bank (WB).
- What is the highest account ownership at a financial institution or with a recorded in United States?
- The highest recorded value was 97.0% in 2024.
- What is the lowest account ownership at a financial institution or with a recorded in United States?
- The lowest recorded value was 88.0% in 2011.
- How does United States rank for account ownership at a financial institution or with a?
- United States ranks 22nd out of 117 countries with data for 2024.
- Is account ownership at a financial institution or with a rising or falling in United States?
- Over the last ten years it is up 3.7%. The long-run trend across the full record is rising.
- Where does this United States data come from?
- The figures come from Global Findex Database, World Bank (WB), published as part of Account ownership at a financial institution or with a mobile-money-service provider (% of population ages 15+). Statizoid updates them automatically from the source API.
Download this data
CSV · JSON — 5 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
Account denotes the percentage of respondents who report having an account (by themselves or together with someone else) at a bank or another type of financial institution or report personally using a mobile money service in the past 12 months (% age 15+).