Account ownership at a financial institution or with a in Bosnia and Herzegovina
Bosnia and Herzegovina: Account ownership at a financial institution or with a was 79.3% in 2024. ▲ Rising
Account ownership at a financial institution or with a in Bosnia and Herzegovina, 2011–2024
Source: Global Findex Database, World Bank (WB). Measured in % of population ages 15+.
Analysis
In 2024, account ownership at a financial institution or with a in Bosnia and Herzegovina stood at 79.3%.
Compared with earlier readings it is down 10.7% on the previous year and up 34.8% over ten years.
Over the whole period, account ownership at a financial institution or with a in Bosnia and Herzegovina peaked at 88.7% in 2021 and was at its lowest, 58.8%, in 2014.
That places Bosnia and Herzegovina 58th out of 106 countries with data for 2024, putting it in the middle of the range.
Account ownership at a financial institution or with a in Bosnia and Herzegovina, year by year
| Year | % of population ages 15+ | Change |
|---|---|---|
| 2011 | 67.2% | — |
| 2014 | 58.8% | -12.5% |
| 2017 | 63.2% | +7.4% |
| 2021 | 88.7% | +40.4% |
| 2024 | 79.3% | -10.7% |
Bosnia and Herzegovina compared with similar countries
- Bosnia and Herzegovina's 79.3% is above the median for upper middle income countries, which is 72.4%, 1.1× the median. (37 countries reporting)
- Bosnia and Herzegovina's 79.3% is below the median for Europe & Central Asia, which is 93.3%, 85% of the median. (40 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2010s | 63.1% | 58.8% | 67.2% | 3 |
| 2020s | 84.0% | 79.3% | 88.7% | 2 |
Countries ranked near Bosnia and Herzegovina
More financial sector data for Bosnia and Herzegovina
- Net domestic credit (current LCU), per capita 9,434 current LCU per person (2025)
- Net domestic credit (current LCU), per unit of GDP 0.9087 current LCU per US$ of GDP (2025)
- Net domestic credit (current LCU), annual growth rate 13.66 % change on previous year (2025)
- Gold reserves at 35 SDRs per ounce 3.92 million SDR (2024)
- Gold reserves at market value 224.07 million SDR (2024)
- Reserves excluding gold, foreign exchange 7.00 billion SDR (2024)
- Reserves excluding gold 7.00 billion SDR (2024)
- Total reserves (gold at market value) 7.22 billion SDR (2024)
- Total reserves (gold at national valuation) 7.23 billion SDR (2024)
- Total reserves (gold at national valuation) (SDR), per capita 2,284 SDR per person (2024)
Frequently asked questions
- What is account ownership at a financial institution or with a in Bosnia and Herzegovina?
- Account ownership at a financial institution or with a in Bosnia and Herzegovina was 79.3% in 2024, according to Global Findex Database, World Bank (WB).
- What is the highest account ownership at a financial institution or with a recorded in Bosnia and Herzegovina?
- The highest recorded value was 88.7% in 2021.
- What is the lowest account ownership at a financial institution or with a recorded in Bosnia and Herzegovina?
- The lowest recorded value was 58.8% in 2014.
- How does Bosnia and Herzegovina rank for account ownership at a financial institution or with a?
- Bosnia and Herzegovina ranks 58th out of 106 countries with data for 2024.
- Is account ownership at a financial institution or with a rising or falling in Bosnia and Herzegovina?
- Over the last ten years it is up 34.8%. The long-run trend across the full record is rising.
- Where does this Bosnia and Herzegovina data come from?
- The figures come from Global Findex Database, World Bank (WB), published as part of Account ownership at a financial institution or with a mobile-money-service provider, male (% of population ages 15+). Statizoid updates them automatically from the source API.
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About this data
Account denotes the percentage of respondents who report having an account (by themselves or together with someone else) at a bank or another type of financial institution or report personally using a mobile money service in the past 12 months (male, % age 15+).