Account ownership at a financial institution or with a mobile-money-service provider, male (% of population ages 15+) by country
Account denotes the percentage of respondents who report having an account (by themselves or together with someone else) at a bank or another type of financial institution or report personally using a mobile money service in the past 12 months (male, % age 15+).
Countries reporting
106
Highest
100.0%
Finland
Lowest
26.0%
Nicaragua
Median
82.6%
Years covered
14
2011–2024
Data points
590
What the numbers show
Account ownership at a financial institution or with a mobile-money-service provider, male (% of population ages 15+) is currently reported for 106 countries. The highest value is 100.0% in Finland; the lowest is 26.0% in Nicaragua.
The median across all reporting countries is 82.6%, and the mean is 77.8%.
The gap between the highest and lowest reporting country is a factor of about 4.
Over the past decade 93 countries rose and 12 fell. The largest increase was in Cameroon (up 389.1%), and the largest decrease in Lebanon (down 50.3%).
Account ownership at a financial institution or with a: full country ranking
| # | Country | Latest | Year | 10-year change | Trend |
|---|---|---|---|---|---|
| 1 | Finland | 100.0% | 2024 | unchanged | flat |
| 2 | Austria | 99.8% | 2024 | up 3.9% | flat |
| 3 | Ireland | 99.7% | 2024 | up 5.3% | rising |
| 4 | Lithuania | 99.6% | 2024 | up 27.9% | rising |
| 5 | Sweden | 99.5% | 2024 | down 0.2% | flat |
| 6 | United Kingdom of Great Britain and Northern Ireland | 99.3% | 2024 | up 0.1% | flat |
| 7 | Denmark | 99.2% | 2024 | down 0.8% | flat |
| 8 | Netherlands | 99.1% | 2024 | down 0.3% | flat |
| 9 | Spain | 99.0% | 2024 | up 1.4% | flat |
| 10 | Belgium | 98.6% | 2024 | up 1.9% | flat |
| 11 | Slovenia | 98.5% | 2024 | up 1.0% | flat |
| 12 | France | 98.5% | 2024 | up 0.7% | flat |
| 13 | Singapore | 98.3% | 2024 | up 1.7% | flat |
| 14 | Japan | 98.3% | 2024 | up 2.2% | flat |
| 15 | Australia | 98.3% | 2024 | down 0.4% | flat |
| 16 | Canada | 98.1% | 2024 | down 1.0% | flat |
| 17 | Hong Kong, China | 98.0% | 2024 | up 2.1% | rising |
| 18 | Estonia | 97.9% | 2024 | up 0.0% | flat |
| 19 | Germany | 97.7% | 2024 | down 0.4% | flat |
| 20 | Mongolia | 97.5% | 2024 | up 8.0% | rising |
| 21 | New Zealand | 97.2% | 2024 | down 2.7% | flat |
| 22 | Malta | 97.0% | 2024 | down 0.1% | flat |
| 23 | United States of America | 96.9% | 2024 | up 5.0% | flat |
| 24 | Korea | 96.6% | 2024 | up 1.3% | flat |
| 25 | Iran, Islamic Republic of | 95.3% | 2024 | down 1.9% | rising |
| 26 | Czechia | 95.0% | 2024 | up 11.5% | rising |
| 27 | Portugal | 94.8% | 2024 | up 6.7% | rising |
| 28 | Latvia | 94.4% | 2024 | up 4.6% | rising |
| 29 | Cyprus | 94.3% | 2024 | up 4.7% | rising |
| 30 | Kenya | 93.9% | 2024 | up 19.4% | rising |
| 31 | Slovakia | 93.4% | 2024 | up 25.7% | rising |
| 32 | Croatia | 93.3% | 2024 | up 10.7% | rising |
| 33 | Greece | 93.3% | 2024 | up 5.4% | rising |
| 34 | Italy | 92.6% | 2024 | up 0.8% | rising |
| 35 | Mauritius | 91.8% | 2024 | up 8.5% | rising |
| 36 | Türkiye | 91.6% | 2024 | up 32.5% | rising |
| 37 | North Macedonia | 91.6% | 2024 | up 14.9% | rising |
| 38 | Ukraine | 91.5% | 2024 | up 69.4% | rising |
| 39 | Thailand | 90.9% | 2024 | up 11.9% | rising |
| 40 | Brazil | 90.9% | 2024 | up 26.7% | rising |
| 41 | Hungary | 90.5% | 2024 | up 25.8% | rising |
| 42 | Israel | 90.5% | 2024 | up 0.7% | flat |
| 43 | China | 89.6% | 2024 | up 10.0% | rising |
| 44 | Malaysia | 89.1% | 2024 | up 7.4% | rising |
| 45 | India | 88.8% | 2024 | up 41.5% | rising |
| 46 | Kazakhstan | 88.5% | 2024 | up 70.2% | rising |
| 47 | Chile | 87.1% | 2024 | up 28.4% | rising |
| 48 | Venezuela, Bolivarian Republic of | 86.9% | 2024 | up 42.3% | rising |
| 49 | Poland | 85.9% | 2024 | up 3.2% | rising |
| 50 | Serbia | 85.7% | 2024 | up 2.9% | rising |
| 51 | Ghana | 84.4% | 2024 | up 102.6% | rising |
| 52 | Bulgaria | 84.4% | 2024 | up 34.4% | rising |
| 53 | Sri Lanka | 83.4% | 2024 | up 1.4% | rising |
| 54 | Saudi Arabia | 81.8% | 2024 | up 8.6% | rising |
| 55 | Russian Federation | 81.6% | 2024 | up 28.0% | rising |
| 56 | South Africa | 81.3% | 2024 | up 15.7% | rising |
| 57 | Uganda | 80.3% | 2024 | up 53.3% | rising |
| 58 | Bosnia and Herzegovina | 79.3% | 2024 | up 34.8% | rising |
| 59 | Argentina | 78.9% | 2024 | up 59.6% | rising |
| 60 | Georgia | 75.9% | 2024 | up 92.0% | rising |
| 61 | Armenia | 75.6% | 2024 | up 257.8% | volatile |
| 62 | Zambia | 75.5% | 2024 | up 97.9% | rising |
| 63 | Costa Rica | 74.5% | 2024 | up 7.7% | rising |
| 64 | Nigeria | 74.3% | 2024 | up 36.7% | rising |
| 65 | Uruguay | 74.2% | 2024 | up 46.8% | rising |
| 66 | Romania | 72.9% | 2024 | up 12.0% | rising |
| 67 | Gabon | 72.4% | 2024 | up 104.5% | rising |
| 68 | Viet Nam | 71.2% | 2024 | up 138.9% | rising |
| 69 | Panama | 70.4% | 2024 | up 49.7% | rising |
| 70 | Togo | 70.0% | 2024 | up 225.7% | volatile |
| 71 | Cameroon | 69.4% | 2024 | up 389.1% | volatile |
| 72 | Kosovo | 68.8% | 2024 | up 15.7% | rising |
| 72 | Kosovo (UNSCR 1244) | 68.8% | 2024 | up 15.7% | rising |
| 74 | Dominican Republic | 68.2% | 2024 | up 30.7% | rising |
| 75 | Azerbaijan | 67.0% | 2024 | up 105.4% | rising |
| 76 | Ecuador | 65.6% | 2024 | up 26.5% | rising |
| 77 | Tanzania, United Republic of | 65.3% | 2024 | up 43.8% | rising |
| 78 | Colombia | 63.7% | 2024 | up 43.3% | rising |
| 79 | Botswana | 63.6% | 2024 | up 15.1% | rising |
| 80 | Peru | 62.5% | 2024 | up 75.2% | rising |
| 81 | Congo | 60.6% | 2024 | up 216.1% | volatile |
| 82 | Bolivia, Plurinational State of | 60.3% | 2024 | up 31.9% | rising |
| 83 | Nepal | 60.2% | 2024 | up 64.0% | rising |
| 84 | Burkina Faso | 59.8% | 2024 | up 271.8% | rising |
| 85 | Mexico | 59.1% | 2024 | up 50.1% | rising |
| 86 | Uzbekistan | 58.5% | 2024 | up 38.7% | rising |
| 87 | Republic of Moldova | 56.7% | 2024 | up 245.7% | rising |
| 88 | Jordan | 55.9% | 2024 | up 67.9% | rising |
| 89 | Benin | 55.0% | 2024 | up 178.4% | volatile |
| 90 | Malawi | 54.8% | 2024 | up 144.1% | rising |
| 91 | El Salvador | 54.7% | 2024 | up 30.6% | rising |
| 92 | Indonesia | 54.6% | 2024 | up 57.8% | rising |
| 93 | Bangladesh | 53.5% | 2024 | up 51.3% | rising |
| 94 | Honduras | 52.8% | 2024 | up 46.3% | rising |
| 95 | Zimbabwe | 52.4% | 2024 | up 45.7% | rising |
| 96 | Algeria | 51.9% | 2024 | down 14.9% | flat |
| 97 | Albania | 51.5% | 2024 | up 21.0% | rising |
| 98 | Palestine, State of | 51.2% | 2024 | up 87.2% | rising |
| 99 | Guatemala | 44.6% | 2024 | down 8.4% | rising |
| 100 | Philippines | 43.0% | 2024 | up 76.4% | rising |
| 101 | Pakistan | 42.3% | 2024 | up 101.7% | rising |
| 102 | Sierra Leone | 41.5% | 2024 | up 119.1% | rising |
| 103 | Iraq | 40.8% | 2024 | up 179.9% | rising |
| 104 | Lebanon | 31.0% | 2024 | down 50.3% | falling |
| 105 | Mauritania | 30.3% | 2024 | up 21.8% | rising |
| 106 | Nicaragua | 26.0% | 2024 | up 5.0% | rising |
Regions and income groups
Aggregates are excluded from the country ranking above so that a region can never outrank a country.
- High income 95.3%
- Upper middle income 85.6%
- East Asia & Pacific (excluding high income) 83.2%
- Europe & Central Asia (excluding high income) 82.1%
- World 80.9%
- South Asia 80.1%
- Low & middle income 77.9%
- Latin America & Caribbean (excluding high income) 73.9%
- Lower middle income 73.2%
- Sub-Saharan Africa (excluding high income) 64.4%
- Middle East, North Africa, Afghanistan & Pakistan (excluding high income) 60.1%
- Low income 52.5%
About this data
Account denotes the percentage of respondents who report having an account (by themselves or together with someone else) at a bank or another type of financial institution or report personally using a mobile money service in the past 12 months (male, % age 15+).