Account ownership at a financial institution or with a in Romania

Romania: Account ownership at a financial institution or with a was 72.9% in 2024. ▲ Rising

Latest (2024)
72.9%
Change on year
up 0.4%
World rank
66th
of 106 countries
All-time high
72.9%
in 2024
All-time low
48.5%
in 2011
Years of data
5
2011–2024

Account ownership at a financial institution or with a in Romania, 2011–2024

0204060802011201720242011: 48.5 % of population ages 15+2014: 65.2 % of population ages 15+2017: 62.4 % of population ages 15+2021: 72.7 % of population ages 15+2024: 72.9 % of population ages 15+

Source: Global Findex Database, World Bank (WB). Measured in % of population ages 15+.

Analysis

In 2024, account ownership at a financial institution or with a in Romania stood at 72.9%. That is the highest value across all 5 years on record.

The figure is up 0.4% on the previous year and up 12.0% over ten years.

Over the whole period, account ownership at a financial institution or with a in Romania peaked at 72.9% in 2024 and was at its lowest, 48.5%, in 2011.

Romania ranks 66th of 106 countries on this measure, in the middle of the range.

Account ownership at a financial institution or with a in Romania, year by year

Annual values for Account ownership at a financial institution or with a mobile-money-service provider, male (% of population ages 15+) in Romania, 2011 to 2024.
Year % of population ages 15+ Change
2011 48.5%
2014 65.2% +34.2%
2017 62.4% -4.2%
2021 72.7% +16.5%
2024 72.9% +0.4%

Romania compared with similar countries

  • Romania's 72.9% is below the median for high income countries, which is 97.0%, 75% of the median. (42 countries reporting)
  • Romania's 72.9% is below the median for Europe & Central Asia, which is 93.3%, 78% of the median. (40 countries reporting)

Averages by decade

DecadeAverage LowestHighest Years
2010s 58.7% 48.5% 65.2% 3
2020s 72.8% 72.7% 72.9% 2

Countries ranked near Romania

  1. 63 Costa Rica 74.5% compare
  2. 64 Nigeria 74.3% compare
  3. 65 Uruguay 74.2% compare
  4. 67 Gabon 72.4% compare
  5. 68 Viet Nam 71.2% compare
  6. 69 Panama 70.4% compare

See the full ranking of 118 places →

More financial sector data for Romania

All data for Romania →

Frequently asked questions

What is account ownership at a financial institution or with a in Romania?
Account ownership at a financial institution or with a in Romania was 72.9% in 2024, according to Global Findex Database, World Bank (WB).
What is the highest account ownership at a financial institution or with a recorded in Romania?
The highest recorded value was 72.9% in 2024.
What is the lowest account ownership at a financial institution or with a recorded in Romania?
The lowest recorded value was 48.5% in 2011.
How does Romania rank for account ownership at a financial institution or with a?
Romania ranks 66th out of 106 countries with data for 2024.
Is account ownership at a financial institution or with a rising or falling in Romania?
Over the last ten years it is up 12.0%. The long-run trend across the full record is rising.
Where does this Romania data come from?
The figures come from Global Findex Database, World Bank (WB), published as part of Account ownership at a financial institution or with a mobile-money-service provider, male (% of population ages 15+). Statizoid updates them automatically from the source API.

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Account ownership at a financial institution or with a in Romania. Statizoid, drawing on Global Findex Database, World Bank (WB). Retrieved 14 September 2026, from https://financial-sector.statizoid.com/stat/account-ownership-at-a-financial-institution-or-with-a-mobile-money-service-provider-male/romania/

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About this data

Indicator
Account ownership at a financial institution or with a mobile-money-service provider, male (% of population ages 15+)
Unit
% of population ages 15+
Source
Global Findex Database, World Bank (WB)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
118 places, 590 data points, 2011–2024
Last refreshed

Account denotes the percentage of respondents who report having an account (by themselves or together with someone else) at a bank or another type of financial institution or report personally using a mobile money service in the past 12 months (male, % age 15+).