Account ownership at a financial institution or with a in Nigeria

Nigeria: Account ownership at a financial institution or with a was 74.3% in 2024. ▲ Rising

Latest (2024)
74.3%
Change on year
up 34.0%
World rank
64th
of 106 countries
All-time high
74.3%
in 2024
All-time low
33.3%
in 2011
Years of data
5
2011–2024

Account ownership at a financial institution or with a in Nigeria, 2011–2024

0204060802011201720242011: 33.3 % of population ages 15+2014: 54.4 % of population ages 15+2017: 51.4 % of population ages 15+2021: 55.5 % of population ages 15+2024: 74.3 % of population ages 15+

Source: Global Findex Database, World Bank (WB). Measured in % of population ages 15+.

Analysis

The most recent figure for account ownership at a financial institution or with a in Nigeria is 74.3%, measured in 2024. That is the highest value across all 5 years on record.

Compared with earlier readings it is up 34.0% on the previous year and up 36.7% over ten years.

Over the whole period, account ownership at a financial institution or with a in Nigeria peaked at 74.3% in 2024 and was at its lowest, 33.3%, in 2011.

Nigeria ranks 64th of 106 countries on this measure, in the middle of the range.

Account ownership at a financial institution or with a in Nigeria, year by year

Annual values for Account ownership at a financial institution or with a mobile-money-service provider, male (% of population ages 15+) in Nigeria, 2011 to 2024.
Year % of population ages 15+ Change
2011 33.3%
2014 54.4% +63.4%
2017 51.4% -5.4%
2021 55.5% +7.9%
2024 74.3% +34.0%

Nigeria compared with similar countries

  • Nigeria's 74.3% is above the median for lower middle income countries, which is 60.3%, 1.2× the median. (22 countries reporting)
  • Nigeria's 74.3% is above the median for Sub-Saharan Africa, which is 69.4%, 1.1× the median. (19 countries reporting)

Averages by decade

DecadeAverage LowestHighest Years
2010s 46.3% 33.3% 54.4% 3
2020s 64.9% 55.5% 74.3% 2

Countries ranked near Nigeria

  1. 61 Armenia 75.6% compare
  2. 62 Zambia 75.5% compare
  3. 63 Costa Rica 74.5% compare
  4. 65 Uruguay 74.2% compare
  5. 66 Romania 72.9% compare
  6. 67 Gabon 72.4% compare

See the full ranking of 118 places →

More financial sector data for Nigeria

All data for Nigeria →

Frequently asked questions

What is account ownership at a financial institution or with a in Nigeria?
Account ownership at a financial institution or with a in Nigeria was 74.3% in 2024, according to Global Findex Database, World Bank (WB).
What is the highest account ownership at a financial institution or with a recorded in Nigeria?
The highest recorded value was 74.3% in 2024.
What is the lowest account ownership at a financial institution or with a recorded in Nigeria?
The lowest recorded value was 33.3% in 2011.
How does Nigeria rank for account ownership at a financial institution or with a?
Nigeria ranks 64th out of 106 countries with data for 2024.
Is account ownership at a financial institution or with a rising or falling in Nigeria?
Over the last ten years it is up 36.7%. The long-run trend across the full record is rising.
Where does this Nigeria data come from?
The figures come from Global Findex Database, World Bank (WB), published as part of Account ownership at a financial institution or with a mobile-money-service provider, male (% of population ages 15+). Statizoid updates them automatically from the source API.

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Account ownership at a financial institution or with a in Nigeria. Statizoid, drawing on Global Findex Database, World Bank (WB). Retrieved 15 September 2026, from https://financial-sector.statizoid.com/stat/account-ownership-at-a-financial-institution-or-with-a-mobile-money-service-provider-male/nigeria/

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<a href="https://financial-sector.statizoid.com/stat/account-ownership-at-a-financial-institution-or-with-a-mobile-money-service-provider-male/nigeria/">Account ownership at a financial institution or with a in Nigeria</a> — Statizoid

About this data

Indicator
Account ownership at a financial institution or with a mobile-money-service provider, male (% of population ages 15+)
Unit
% of population ages 15+
Source
Global Findex Database, World Bank (WB)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
118 places, 590 data points, 2011–2024
Last refreshed

Account denotes the percentage of respondents who report having an account (by themselves or together with someone else) at a bank or another type of financial institution or report personally using a mobile money service in the past 12 months (male, % age 15+).