Account ownership at a financial institution or with a in Poland
Poland: Account ownership at a financial institution or with a was 85.9% in 2024. ▲ Rising
Account ownership at a financial institution or with a in Poland, 2011–2024
Source: Global Findex Database, World Bank (WB). Measured in % of population ages 15+.
Analysis
Poland recorded 85.9% for account ownership at a financial institution or with a in 2024.
Compared with earlier readings it is down 10.3% on the previous year and up 3.2% over ten years.
Over the whole period, account ownership at a financial institution or with a in Poland peaked at 95.8% in 2021 and was at its lowest, 72.4%, in 2011.
That places Poland 49th out of 106 countries with data for 2024, putting it in the middle of the range.
Account ownership at a financial institution or with a in Poland, year by year
| Year | % of population ages 15+ | Change |
|---|---|---|
| 2011 | 72.4% | — |
| 2014 | 83.3% | +15.0% |
| 2017 | 85.4% | +2.5% |
| 2021 | 95.8% | +12.2% |
| 2024 | 85.9% | -10.3% |
Poland compared with similar countries
- Poland's 85.9% is below the median for high income countries, which is 97.0%, 89% of the median. (42 countries reporting)
- Poland's 85.9% is below the median for Europe & Central Asia, which is 93.3%, 92% of the median. (40 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2010s | 80.3% | 72.4% | 85.4% | 3 |
| 2020s | 90.8% | 85.9% | 95.8% | 2 |
Countries ranked near Poland
More financial sector data for Poland
- Reserve position in the IMF, US dollar, annual growth rate 11.07 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0014 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 40.94 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 5.77 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0011 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 29.9 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 11.07 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0014 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 40.94 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 5.77 % change on previous year (2025)
Frequently asked questions
- What is account ownership at a financial institution or with a in Poland?
- Account ownership at a financial institution or with a in Poland was 85.9% in 2024, according to Global Findex Database, World Bank (WB).
- What is the highest account ownership at a financial institution or with a recorded in Poland?
- The highest recorded value was 95.8% in 2021.
- What is the lowest account ownership at a financial institution or with a recorded in Poland?
- The lowest recorded value was 72.4% in 2011.
- How does Poland rank for account ownership at a financial institution or with a?
- Poland ranks 49th out of 106 countries with data for 2024.
- Is account ownership at a financial institution or with a rising or falling in Poland?
- Over the last ten years it is up 3.2%. The long-run trend across the full record is rising.
- Where does this Poland data come from?
- The figures come from Global Findex Database, World Bank (WB), published as part of Account ownership at a financial institution or with a mobile-money-service provider, male (% of population ages 15+). Statizoid updates them automatically from the source API.
Download this data
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About this data
Account denotes the percentage of respondents who report having an account (by themselves or together with someone else) at a bank or another type of financial institution or report personally using a mobile money service in the past 12 months (male, % age 15+).