Account ownership at a financial institution or with a in Spain

Spain: Account ownership at a financial institution or with a was 99.0% in 2024. ▬ Flat

Latest (2024)
99.0%
Change on year
down 0.1%
World rank
9th
of 106 countries
All-time high
99.1%
in 2021
All-time low
95.2%
in 2011
Years of data
5
2011–2024

Account ownership at a financial institution or with a in Spain, 2011–2024

0204060801002011201720242011: 95.2 % of population ages 15+2014: 97.6 % of population ages 15+2017: 95.9 % of population ages 15+2021: 99.1 % of population ages 15+2024: 99 % of population ages 15+

Source: Global Findex Database, World Bank (WB). Measured in % of population ages 15+.

Analysis

Spain recorded 99.0% for account ownership at a financial institution or with a in 2024.

Compared with earlier readings it is down 0.1% on the previous year and up 1.4% over ten years.

Over the whole period, account ownership at a financial institution or with a in Spain peaked at 99.1% in 2021 and was at its lowest, 95.2%, in 2011.

That places Spain 9th out of 106 countries with data for 2024, putting it in the top 10%.

Account ownership at a financial institution or with a in Spain, year by year

Annual values for Account ownership at a financial institution or with a mobile-money-service provider, male (% of population ages 15+) in Spain, 2011 to 2024.
Year % of population ages 15+ Change
2011 95.2%
2014 97.6% +2.5%
2017 95.9% -1.7%
2021 99.1% +3.4%
2024 99.0% -0.1%

Averages by decade

DecadeAverage LowestHighest Years
2010s 96.2% 95.2% 97.6% 3
2020s 99.0% 99.0% 99.1% 2

Countries ranked near Spain

  1. 6 United Kingdom of Great Britain and Northern Ireland 99.3% compare
  2. 7 Denmark 99.2% compare
  3. 8 Netherlands 99.1% compare
  4. 10 Belgium 98.6% compare
  5. 11 Slovenia 98.5% compare
  6. 12 France 98.5% compare

See the full ranking of 118 places →

More financial sector data for Spain

All data for Spain →

Frequently asked questions

What is account ownership at a financial institution or with a in Spain?
Account ownership at a financial institution or with a in Spain was 99.0% in 2024, according to Global Findex Database, World Bank (WB).
What is the highest account ownership at a financial institution or with a recorded in Spain?
The highest recorded value was 99.1% in 2021.
What is the lowest account ownership at a financial institution or with a recorded in Spain?
The lowest recorded value was 95.2% in 2011.
How does Spain rank for account ownership at a financial institution or with a?
Spain ranks 9th out of 106 countries with data for 2024.
Is account ownership at a financial institution or with a rising or falling in Spain?
Over the last ten years it is up 1.4%. The long-run trend across the full record is flat.
Where does this Spain data come from?
The figures come from Global Findex Database, World Bank (WB), published as part of Account ownership at a financial institution or with a mobile-money-service provider, male (% of population ages 15+). Statizoid updates them automatically from the source API.

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Account ownership at a financial institution or with a in Spain. Statizoid, drawing on Global Findex Database, World Bank (WB). Retrieved 13 September 2026, from https://financial-sector.statizoid.com/stat/account-ownership-at-a-financial-institution-or-with-a-mobile-money-service-provider-male/spain/

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About this data

Indicator
Account ownership at a financial institution or with a mobile-money-service provider, male (% of population ages 15+)
Unit
% of population ages 15+
Source
Global Findex Database, World Bank (WB)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
118 places, 590 data points, 2011–2024
Last refreshed

Account denotes the percentage of respondents who report having an account (by themselves or together with someone else) at a bank or another type of financial institution or report personally using a mobile money service in the past 12 months (male, % age 15+).