Account ownership at a financial institution or with a in Germany
Germany: Account ownership at a financial institution or with a was 97.7% in 2024. ▬ Flat
Account ownership at a financial institution or with a in Germany, 2011–2024
Source: Global Findex Database, World Bank (WB). Measured in % of population ages 15+.
Analysis
In 2024, account ownership at a financial institution or with a in Germany stood at 97.7%.
That represents a change of down 2.3% on the previous year and down 0.4% over ten years.
Over the whole period, account ownership at a financial institution or with a in Germany peaked at 100.0% in 2021 and was at its lowest, 97.5%, in 2011.
Germany ranks 19th of 106 countries on this measure, in the top quarter.
Account ownership at a financial institution or with a in Germany, year by year
| Year | % of population ages 15+ | Change |
|---|---|---|
| 2011 | 97.5% | — |
| 2014 | 98.0% | +0.5% |
| 2017 | 99.1% | +1.1% |
| 2021 | 100.0% | +0.9% |
| 2024 | 97.7% | -2.3% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2010s | 98.2% | 97.5% | 99.1% | 3 |
| 2020s | 98.8% | 97.7% | 100.0% | 2 |
Countries ranked near Germany
More financial sector data for Germany
- Reserve position in the IMF, US dollar, annual growth rate 12.11 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0019 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 115.41 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 6.76 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0014 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 84.27 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 12.11 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0019 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 115.41 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 6.76 % change on previous year (2025)
Frequently asked questions
- What is account ownership at a financial institution or with a in Germany?
- Account ownership at a financial institution or with a in Germany was 97.7% in 2024, according to Global Findex Database, World Bank (WB).
- What is the highest account ownership at a financial institution or with a recorded in Germany?
- The highest recorded value was 100.0% in 2021.
- What is the lowest account ownership at a financial institution or with a recorded in Germany?
- The lowest recorded value was 97.5% in 2011.
- How does Germany rank for account ownership at a financial institution or with a?
- Germany ranks 19th out of 106 countries with data for 2024.
- Is account ownership at a financial institution or with a rising or falling in Germany?
- Over the last ten years it is down 0.4%. The long-run trend across the full record is flat.
- Where does this Germany data come from?
- The figures come from Global Findex Database, World Bank (WB), published as part of Account ownership at a financial institution or with a mobile-money-service provider, male (% of population ages 15+). Statizoid updates them automatically from the source API.
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About this data
Account denotes the percentage of respondents who report having an account (by themselves or together with someone else) at a bank or another type of financial institution or report personally using a mobile money service in the past 12 months (male, % age 15+).