Account ownership at a financial institution or with a in Estonia
Estonia: Account ownership at a financial institution or with a was 98.0% in 2024. ▬ Flat
Account ownership at a financial institution or with a in Estonia, 2011–2024
Source: Global Findex Database, World Bank (WB). Measured in % of population ages 15+.
Analysis
In 2024, account ownership at a financial institution or with a in Estonia stood at 98.0%.
Compared with earlier readings it is down 1.4% on the previous year and up 0.9% over ten years.
Over the whole period, account ownership at a financial institution or with a in Estonia peaked at 99.5% in 2021 and was at its lowest, 94.3%, in 2011.
That places Estonia 12th out of 102 countries with data for 2024, putting it in the top quarter.
Account ownership at a financial institution or with a in Estonia, year by year
| Year | % of population ages 15+ | Change |
|---|---|---|
| 2011 | 94.3% | — |
| 2014 | 97.2% | +3.0% |
| 2017 | 96.2% | -1.0% |
| 2021 | 99.5% | +3.4% |
| 2024 | 98.0% | -1.4% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2010s | 95.9% | 94.3% | 97.2% | 3 |
| 2020s | 98.8% | 98.0% | 99.5% | 2 |
Countries ranked near Estonia
More financial sector data for Estonia
- Reserve position in the IMF, US dollar, annual growth rate 8.55 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0018 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 63.05 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 3.37 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0013 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 46.04 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 8.55 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0018 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 63.05 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 3.37 % change on previous year (2025)
Frequently asked questions
- What is account ownership at a financial institution or with a in Estonia?
- Account ownership at a financial institution or with a in Estonia was 98.0% in 2024, according to Global Findex Database, World Bank (WB).
- What is the highest account ownership at a financial institution or with a recorded in Estonia?
- The highest recorded value was 99.5% in 2021.
- What is the lowest account ownership at a financial institution or with a recorded in Estonia?
- The lowest recorded value was 94.3% in 2011.
- How does Estonia rank for account ownership at a financial institution or with a?
- Estonia ranks 12th out of 102 countries with data for 2024.
- Is account ownership at a financial institution or with a rising or falling in Estonia?
- Over the last ten years it is up 0.9%. The long-run trend across the full record is flat.
- Where does this Estonia data come from?
- The figures come from Global Findex Database, World Bank (WB), published as part of Account ownership at a financial institution or with a mobile-money-service provider, poorest 40% (% of population ages 15+). Statizoid updates them automatically from the source API.
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About this data
Account denotes the percentage of respondents who report having an account (by themselves or together with someone else) at a bank or another type of financial institution or report personally using a mobile money service in the past 12 months (poorest 40%, share of population ages 15+).