Account ownership at a financial institution or with a in Japan
Japan: Account ownership at a financial institution or with a was 97.7% in 2024. ▬ Flat
Account ownership at a financial institution or with a in Japan, 2011–2024
Source: Global Findex Database, World Bank (WB). Measured in % of population ages 15+.
Analysis
The most recent figure for account ownership at a financial institution or with a in Japan is 97.7%, measured in 2024.
The figure is down 0.8% on the previous year and up 0.7% over ten years.
Over the whole period, account ownership at a financial institution or with a in Japan peaked at 98.5% in 2021 and was at its lowest, 95.3%, in 2011.
That places Japan 15th out of 102 countries with data for 2024, putting it in the top quarter.
Account ownership at a financial institution or with a in Japan, year by year
| Year | % of population ages 15+ | Change |
|---|---|---|
| 2011 | 95.3% | — |
| 2014 | 97.0% | +1.8% |
| 2017 | 97.5% | +0.6% |
| 2021 | 98.5% | +1.0% |
| 2024 | 97.7% | -0.8% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2010s | 96.6% | 95.3% | 97.5% | 3 |
| 2020s | 98.1% | 97.7% | 98.5% | 2 |
Countries ranked near Japan
More financial sector data for Japan
- Reserve position in the IMF, US dollar, annual growth rate 10.42 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0025 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 91.29 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 5.15 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0019 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 66.66 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 10.42 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0025 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 91.29 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 5.15 % change on previous year (2025)
Frequently asked questions
- What is account ownership at a financial institution or with a in Japan?
- Account ownership at a financial institution or with a in Japan was 97.7% in 2024, according to Global Findex Database, World Bank (WB).
- What is the highest account ownership at a financial institution or with a recorded in Japan?
- The highest recorded value was 98.5% in 2021.
- What is the lowest account ownership at a financial institution or with a recorded in Japan?
- The lowest recorded value was 95.3% in 2011.
- How does Japan rank for account ownership at a financial institution or with a?
- Japan ranks 15th out of 102 countries with data for 2024.
- Is account ownership at a financial institution or with a rising or falling in Japan?
- Over the last ten years it is up 0.7%. The long-run trend across the full record is flat.
- Where does this Japan data come from?
- The figures come from Global Findex Database, World Bank (WB), published as part of Account ownership at a financial institution or with a mobile-money-service provider, poorest 40% (% of population ages 15+). Statizoid updates them automatically from the source API.
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About this data
Account denotes the percentage of respondents who report having an account (by themselves or together with someone else) at a bank or another type of financial institution or report personally using a mobile money service in the past 12 months (poorest 40%, share of population ages 15+).