Account ownership at a financial institution or with a in France

France: Account ownership at a financial institution or with a was 98.7% in 2024. ▬ Flat

Latest (2024)
98.7%
Change on year
up 0.3%
World rank
7th
of 102 countries
All-time high
98.7%
in 2024
All-time low
93.5%
in 2017
Years of data
5
2011–2024

Account ownership at a financial institution or with a in France, 2011–2024

0204060801002011201720242011: 95.7 % of population ages 15+2014: 94.5 % of population ages 15+2017: 93.5 % of population ages 15+2021: 98.4 % of population ages 15+2024: 98.7 % of population ages 15+

Source: Global Findex Database, World Bank (WB). Measured in % of population ages 15+.

Analysis

France recorded 98.7% for account ownership at a financial institution or with a in 2024. That is the highest value across all 5 years on record.

That represents a change of up 0.3% on the previous year and up 4.5% over ten years.

Over the whole period, account ownership at a financial institution or with a in France peaked at 98.7% in 2024 and was at its lowest, 93.5%, in 2017.

France ranks 7th of 102 countries on this measure, in the top 10%.

Account ownership at a financial institution or with a in France, year by year

Annual values for Account ownership at a financial institution or with a mobile-money-service provider, poorest 40% (% of population ages 15+) in France, 2011 to 2024.
Year % of population ages 15+ Change
2011 95.7%
2014 94.5% -1.2%
2017 93.5% -1.1%
2021 98.4% +5.3%
2024 98.7% +0.3%

Averages by decade

DecadeAverage LowestHighest Years
2010s 94.5% 93.5% 95.7% 3
2020s 98.6% 98.4% 98.7% 2

Countries ranked near France

  1. 4 Ireland 99.0% compare
  2. 5 Spain 98.8% compare
  3. 6 Belgium 98.7% compare
  4. 8 Canada 98.6% compare
  5. 9 Germany 98.6% compare
  6. 10 Netherlands 98.3% compare

See the full ranking of 114 places →

More financial sector data for France

All data for France →

Frequently asked questions

What is account ownership at a financial institution or with a in France?
Account ownership at a financial institution or with a in France was 98.7% in 2024, according to Global Findex Database, World Bank (WB).
What is the highest account ownership at a financial institution or with a recorded in France?
The highest recorded value was 98.7% in 2024.
What is the lowest account ownership at a financial institution or with a recorded in France?
The lowest recorded value was 93.5% in 2017.
How does France rank for account ownership at a financial institution or with a?
France ranks 7th out of 102 countries with data for 2024.
Is account ownership at a financial institution or with a rising or falling in France?
Over the last ten years it is up 4.5%. The long-run trend across the full record is flat.
Where does this France data come from?
The figures come from Global Findex Database, World Bank (WB), published as part of Account ownership at a financial institution or with a mobile-money-service provider, poorest 40% (% of population ages 15+). Statizoid updates them automatically from the source API.

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Account ownership at a financial institution or with a in France. Statizoid, drawing on Global Findex Database, World Bank (WB). Retrieved 11 September 2026, from https://financial-sector.statizoid.com/stat/account-ownership-at-a-financial-institution-or-with-a-mobile-money-service-provider/france/

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About this data

Indicator
Account ownership at a financial institution or with a mobile-money-service provider, poorest 40% (% of population ages 15+)
Unit
% of population ages 15+
Source
Global Findex Database, World Bank (WB)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
114 places, 570 data points, 2011–2024
Last refreshed

Account denotes the percentage of respondents who report having an account (by themselves or together with someone else) at a bank or another type of financial institution or report personally using a mobile money service in the past 12 months (poorest 40%, share of population ages 15+).