Account ownership at a financial institution or with a in Spain

Spain: Account ownership at a financial institution or with a was 98.8% in 2024. ▲ Rising

Latest (2024)
98.8%
Change on year
up 0.8%
World rank
5th
of 102 countries
All-time high
98.8%
in 2024
All-time low
91.9%
in 2011
Years of data
5
2011–2024

Account ownership at a financial institution or with a in Spain, 2011–2024

0204060801002011201720242011: 91.9 % of population ages 15+2014: 96.6 % of population ages 15+2017: 93.1 % of population ages 15+2021: 97.9 % of population ages 15+2024: 98.8 % of population ages 15+

Source: Global Findex Database, World Bank (WB). Measured in % of population ages 15+.

Analysis

The most recent figure for account ownership at a financial institution or with a in Spain is 98.8%, measured in 2024. That is the highest value across all 5 years on record.

That represents a change of up 0.8% on the previous year and up 2.2% over ten years.

Over the whole period, account ownership at a financial institution or with a in Spain peaked at 98.8% in 2024 and was at its lowest, 91.9%, in 2011.

That places Spain 5th out of 102 countries with data for 2024, putting it in the top 10%.

Account ownership at a financial institution or with a in Spain, year by year

Annual values for Account ownership at a financial institution or with a mobile-money-service provider, poorest 40% (% of population ages 15+) in Spain, 2011 to 2024.
Year % of population ages 15+ Change
2011 91.9%
2014 96.6% +5.2%
2017 93.1% -3.7%
2021 97.9% +5.2%
2024 98.8% +0.8%

Averages by decade

DecadeAverage LowestHighest Years
2010s 93.9% 91.9% 96.6% 3
2020s 98.3% 97.9% 98.8% 2

Countries ranked near Spain

  1. 3 Austria 99.2% compare
  2. 4 Ireland 99.0% compare
  3. 6 Belgium 98.7% compare
  4. 7 France 98.7% compare
  5. 8 Canada 98.6% compare

See the full ranking of 114 places →

More financial sector data for Spain

All data for Spain →

Frequently asked questions

What is account ownership at a financial institution or with a in Spain?
Account ownership at a financial institution or with a in Spain was 98.8% in 2024, according to Global Findex Database, World Bank (WB).
What is the highest account ownership at a financial institution or with a recorded in Spain?
The highest recorded value was 98.8% in 2024.
What is the lowest account ownership at a financial institution or with a recorded in Spain?
The lowest recorded value was 91.9% in 2011.
How does Spain rank for account ownership at a financial institution or with a?
Spain ranks 5th out of 102 countries with data for 2024.
Is account ownership at a financial institution or with a rising or falling in Spain?
Over the last ten years it is up 2.2%. The long-run trend across the full record is rising.
Where does this Spain data come from?
The figures come from Global Findex Database, World Bank (WB), published as part of Account ownership at a financial institution or with a mobile-money-service provider, poorest 40% (% of population ages 15+). Statizoid updates them automatically from the source API.

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Account ownership at a financial institution or with a in Spain. Statizoid, drawing on Global Findex Database, World Bank (WB). Retrieved 08 September 2026, from https://financial-sector.statizoid.com/stat/account-ownership-at-a-financial-institution-or-with-a-mobile-money-service-provider/spain/

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About this data

Indicator
Account ownership at a financial institution or with a mobile-money-service provider, poorest 40% (% of population ages 15+)
Unit
% of population ages 15+
Source
Global Findex Database, World Bank (WB)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
114 places, 570 data points, 2011–2024
Last refreshed

Account denotes the percentage of respondents who report having an account (by themselves or together with someone else) at a bank or another type of financial institution or report personally using a mobile money service in the past 12 months (poorest 40%, share of population ages 15+).