Account ownership at a financial institution or with a in Indonesia

Indonesia: Account ownership at a financial institution or with a was 48.4% in 2024. ▲ Rising

Latest (2024)
48.4%
Change on year
up 3.2%
World rank
73rd
of 102 countries
All-time high
48.4%
in 2024
All-time low
11.0%
in 2011
Years of data
5
2011–2024

Account ownership at a financial institution or with a in Indonesia, 2011–2024

10203040502011201720242011: 11 % of population ages 15+2014: 22.1 % of population ages 15+2017: 36.6 % of population ages 15+2021: 46.9 % of population ages 15+2024: 48.4 % of population ages 15+

Source: Global Findex Database, World Bank (WB). Measured in % of population ages 15+.

Analysis

The most recent figure for account ownership at a financial institution or with a in Indonesia is 48.4%, measured in 2024. That is the highest value across all 5 years on record.

That represents a change of up 3.2% on the previous year and up 118.8% over ten years.

Over the whole period, account ownership at a financial institution or with a in Indonesia peaked at 48.4% in 2024 and was at its lowest, 11.0%, in 2011.

Indonesia ranks 73rd of 102 countries on this measure, in the middle of the range.

Account ownership at a financial institution or with a in Indonesia, year by year

Annual values for Account ownership at a financial institution or with a mobile-money-service provider, poorest 40% (% of population ages 15+) in Indonesia, 2011 to 2024.
Year % of population ages 15+ Change
2011 11.0%
2014 22.1% +101.7%
2017 36.6% +65.3%
2021 46.9% +28.2%
2024 48.4% +3.2%

Averages by decade

DecadeAverage LowestHighest Years
2010s 23.2% 11.0% 36.6% 3
2020s 47.7% 46.9% 48.4% 2

Countries ranked near Indonesia

  1. 70 Dominican Republic 53.0% compare
  2. 71 Tanzania, United Republic of 50.9% compare
  3. 72 Botswana 49.4% compare
  4. 74 Viet Nam 48.1% compare
  5. 75 Nigeria 46.7% compare
  6. 76 Bolivia, Plurinational State of 45.6% compare

See the full ranking of 114 places →

More financial sector data for Indonesia

All data for Indonesia →

Frequently asked questions

What is account ownership at a financial institution or with a in Indonesia?
Account ownership at a financial institution or with a in Indonesia was 48.4% in 2024, according to Global Findex Database, World Bank (WB).
What is the highest account ownership at a financial institution or with a recorded in Indonesia?
The highest recorded value was 48.4% in 2024.
What is the lowest account ownership at a financial institution or with a recorded in Indonesia?
The lowest recorded value was 11.0% in 2011.
How does Indonesia rank for account ownership at a financial institution or with a?
Indonesia ranks 73rd out of 102 countries with data for 2024.
Is account ownership at a financial institution or with a rising or falling in Indonesia?
Over the last ten years it is up 118.8%. The long-run trend across the full record is rising.
Where does this Indonesia data come from?
The figures come from Global Findex Database, World Bank (WB), published as part of Account ownership at a financial institution or with a mobile-money-service provider, poorest 40% (% of population ages 15+). Statizoid updates them automatically from the source API.

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Account ownership at a financial institution or with a in Indonesia. Statizoid, drawing on Global Findex Database, World Bank (WB). Retrieved 10 September 2026, from https://financial-sector.statizoid.com/stat/account-ownership-at-a-financial-institution-or-with-a-mobile-money-service-provider/indonesia/

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About this data

Indicator
Account ownership at a financial institution or with a mobile-money-service provider, poorest 40% (% of population ages 15+)
Unit
% of population ages 15+
Source
Global Findex Database, World Bank (WB)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
114 places, 570 data points, 2011–2024
Last refreshed

Account denotes the percentage of respondents who report having an account (by themselves or together with someone else) at a bank or another type of financial institution or report personally using a mobile money service in the past 12 months (poorest 40%, share of population ages 15+).