Account ownership at a financial institution or with a in Nigeria

Nigeria: Account ownership at a financial institution or with a was 46.7% in 2024. ▲ Rising

Latest (2024)
46.7%
Change on year
up 43.0%
World rank
75th
of 102 countries
All-time high
46.7%
in 2024
All-time low
14.0%
in 2011
Years of data
5
2011–2024

Account ownership at a financial institution or with a in Nigeria, 2011–2024

10203040502011201720242011: 14 % of population ages 15+2014: 30.5 % of population ages 15+2017: 24.5 % of population ages 15+2021: 32.7 % of population ages 15+2024: 46.7 % of population ages 15+

Source: Global Findex Database, World Bank (WB). Measured in % of population ages 15+.

Analysis

The most recent figure for account ownership at a financial institution or with a in Nigeria is 46.7%, measured in 2024. That is the highest value across all 5 years on record.

Compared with earlier readings it is up 43.0% on the previous year and up 53.2% over ten years.

Over the whole period, account ownership at a financial institution or with a in Nigeria peaked at 46.7% in 2024 and was at its lowest, 14.0%, in 2011.

Nigeria ranks 75th of 102 countries on this measure, in the middle of the range.

Account ownership at a financial institution or with a in Nigeria, year by year

Annual values for Account ownership at a financial institution or with a mobile-money-service provider, poorest 40% (% of population ages 15+) in Nigeria, 2011 to 2024.
Year % of population ages 15+ Change
2011 14.0%
2014 30.5% +118.6%
2017 24.5% -19.6%
2021 32.7% +33.3%
2024 46.7% +43.0%

Averages by decade

DecadeAverage LowestHighest Years
2010s 23.0% 14.0% 30.5% 3
2020s 39.7% 32.7% 46.7% 2

Countries ranked near Nigeria

  1. 72 Botswana 49.4% compare
  2. 73 Indonesia 48.4% compare
  3. 74 Viet Nam 48.1% compare
  4. 76 Bolivia, Plurinational State of 45.6% compare
  5. 77 Panama 45.5% compare
  6. 78 Cameroon 44.9% compare

See the full ranking of 114 places →

More financial sector data for Nigeria

All data for Nigeria →

Frequently asked questions

What is account ownership at a financial institution or with a in Nigeria?
Account ownership at a financial institution or with a in Nigeria was 46.7% in 2024, according to Global Findex Database, World Bank (WB).
What is the highest account ownership at a financial institution or with a recorded in Nigeria?
The highest recorded value was 46.7% in 2024.
What is the lowest account ownership at a financial institution or with a recorded in Nigeria?
The lowest recorded value was 14.0% in 2011.
How does Nigeria rank for account ownership at a financial institution or with a?
Nigeria ranks 75th out of 102 countries with data for 2024.
Is account ownership at a financial institution or with a rising or falling in Nigeria?
Over the last ten years it is up 53.2%. The long-run trend across the full record is rising.
Where does this Nigeria data come from?
The figures come from Global Findex Database, World Bank (WB), published as part of Account ownership at a financial institution or with a mobile-money-service provider, poorest 40% (% of population ages 15+). Statizoid updates them automatically from the source API.

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Account ownership at a financial institution or with a in Nigeria. Statizoid, drawing on Global Findex Database, World Bank (WB). Retrieved 11 September 2026, from https://financial-sector.statizoid.com/stat/account-ownership-at-a-financial-institution-or-with-a-mobile-money-service-provider/nigeria/

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<a href="https://financial-sector.statizoid.com/stat/account-ownership-at-a-financial-institution-or-with-a-mobile-money-service-provider/nigeria/">Account ownership at a financial institution or with a in Nigeria</a> — Statizoid

About this data

Indicator
Account ownership at a financial institution or with a mobile-money-service provider, poorest 40% (% of population ages 15+)
Unit
% of population ages 15+
Source
Global Findex Database, World Bank (WB)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
114 places, 570 data points, 2011–2024
Last refreshed

Account denotes the percentage of respondents who report having an account (by themselves or together with someone else) at a bank or another type of financial institution or report personally using a mobile money service in the past 12 months (poorest 40%, share of population ages 15+).