Account ownership at a financial institution or with a in Panama

Panama: Account ownership at a financial institution or with a was 45.5% in 2024. ▲ Rising

Latest (2024)
45.5%
Change on year
up 40.3%
World rank
77th
of 102 countries
All-time high
45.5%
in 2024
All-time low
18.0%
in 2011
Years of data
5
2011–2024

Account ownership at a financial institution or with a in Panama, 2011–2024

010203040502011201720242011: 18 % of population ages 15+2014: 31.9 % of population ages 15+2017: 32.9 % of population ages 15+2021: 32.4 % of population ages 15+2024: 45.5 % of population ages 15+

Source: Global Findex Database, World Bank (WB). Measured in % of population ages 15+.

Analysis

The most recent figure for account ownership at a financial institution or with a in Panama is 45.5%, measured in 2024. That is the highest value across all 5 years on record.

The figure is up 40.3% on the previous year and up 42.8% over ten years.

Over the whole period, account ownership at a financial institution or with a in Panama peaked at 45.5% in 2024 and was at its lowest, 18.0%, in 2011.

Panama ranks 77th of 102 countries on this measure, in the bottom quarter.

Account ownership at a financial institution or with a in Panama, year by year

Annual values for Account ownership at a financial institution or with a mobile-money-service provider, poorest 40% (% of population ages 15+) in Panama, 2011 to 2024.
Year % of population ages 15+ Change
2011 18.0%
2014 31.9% +76.6%
2017 32.9% +3.2%
2021 32.4% -1.4%
2024 45.5% +40.3%

Averages by decade

DecadeAverage LowestHighest Years
2010s 27.6% 18.0% 32.9% 3
2020s 38.9% 32.4% 45.5% 2

Countries ranked near Panama

  1. 74 Viet Nam 48.1% compare
  2. 75 Nigeria 46.7% compare
  3. 76 Bolivia, Plurinational State of 45.6% compare
  4. 78 Cameroon 44.9% compare
  5. 79 Peru 44.6% compare
  6. 80 Togo 43.7% compare

See the full ranking of 114 places →

More financial sector data for Panama

All data for Panama →

Frequently asked questions

What is account ownership at a financial institution or with a in Panama?
Account ownership at a financial institution or with a in Panama was 45.5% in 2024, according to Global Findex Database, World Bank (WB).
What is the highest account ownership at a financial institution or with a recorded in Panama?
The highest recorded value was 45.5% in 2024.
What is the lowest account ownership at a financial institution or with a recorded in Panama?
The lowest recorded value was 18.0% in 2011.
How does Panama rank for account ownership at a financial institution or with a?
Panama ranks 77th out of 102 countries with data for 2024.
Is account ownership at a financial institution or with a rising or falling in Panama?
Over the last ten years it is up 42.8%. The long-run trend across the full record is rising.
Where does this Panama data come from?
The figures come from Global Findex Database, World Bank (WB), published as part of Account ownership at a financial institution or with a mobile-money-service provider, poorest 40% (% of population ages 15+). Statizoid updates them automatically from the source API.

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Account ownership at a financial institution or with a in Panama. Statizoid, drawing on Global Findex Database, World Bank (WB). Retrieved 08 September 2026, from https://financial-sector.statizoid.com/stat/account-ownership-at-a-financial-institution-or-with-a-mobile-money-service-provider/panama/

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About this data

Indicator
Account ownership at a financial institution or with a mobile-money-service provider, poorest 40% (% of population ages 15+)
Unit
% of population ages 15+
Source
Global Findex Database, World Bank (WB)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
114 places, 570 data points, 2011–2024
Last refreshed

Account denotes the percentage of respondents who report having an account (by themselves or together with someone else) at a bank or another type of financial institution or report personally using a mobile money service in the past 12 months (poorest 40%, share of population ages 15+).