Bank capital to assets ratio in Bulgaria
Bulgaria: Bank capital to assets ratio was 11.4% in 2025. ▲ Rising
Bank capital to assets ratio in Bulgaria, 2008–2025
Source: Financial Soundness Indicators, International Monetary Fund (IMF). Measured in %.
Analysis
In 2025, bank capital to assets ratio in Bulgaria stood at 11.4%.
That represents a change of up 9.4% on the previous year and down 4.9% over ten years.
Over the whole period, bank capital to assets ratio in Bulgaria peaked at 12.0% in 2015 and was at its lowest, 8.6%, in 2008.
That places Bulgaria 33rd out of 146 countries with data for 2025, putting it in the top quarter.
The long-run direction has been consistently rising across the 18 years of available data.
Bank capital to assets ratio in Bulgaria, year by year
| Year | % | Change |
|---|---|---|
| 2008 | 8.6% | — |
| 2009 | 10.8% | +26.7% |
| 2010 | 10.5% | -3.5% |
| 2011 | 10.8% | +2.8% |
| 2012 | 10.1% | -6.2% |
| 2013 | 10.4% | +2.5% |
| 2014 | 11.6% | +11.7% |
| 2015 | 12.0% | +3.9% |
| 2016 | 11.6% | -3.2% |
| 2017 | 11.4% | -2.0% |
| 2018 | 10.8% | -5.0% |
| 2019 | 11.6% | +7.1% |
| 2020 | 11.9% | +2.5% |
| 2021 | 11.1% | -6.6% |
| 2022 | 9.9% | -10.6% |
| 2023 | 10.1% | +1.6% |
| 2024 | 10.4% | +3.7% |
| 2025 | 11.4% | +9.4% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 9.7% | 8.6% | 10.8% | 2 |
| 2010s | 11.1% | 10.1% | 12.0% | 10 |
| 2020s | 10.8% | 9.9% | 11.9% | 6 |
Countries ranked near Bulgaria
More financial sector data for Bulgaria
- Total reserves (gold at national valuation) (SDR), annual growth rate 2.74 % change on previous year (2025)
- Total reserves (gold at national valuation) (SDR), per capita 5,351 SDR per person (2025)
- Total reserves in months of imports, annual growth rate -5.14 % change on previous year (2025)
- Total reserves in months of imports, per unit of GDP 0 units per US$ of GDP (2025)
- Total reserves in months of imports, per capita 0 units per person (2025)
- Reserves excluding gold, foreign exchange (SDR), annual growth rate -2.93 % change on previous year (2025)
- Reserves excluding gold, foreign exchange (SDR), per unit of GDP 0.2174 SDR per US$ of GDP (2025)
- Reserves excluding gold, foreign exchange (SDR), per capita 4,420 SDR per person (2025)
- Reserves excluding gold (SDR), annual growth rate -2.77 % change on previous year (2025)
- Reserves excluding gold (SDR), per capita 4,667 SDR per person (2025)
Frequently asked questions
- What is bank capital to assets ratio in Bulgaria?
- Bank capital to assets ratio in Bulgaria was 11.4% in 2025, according to Financial Soundness Indicators, International Monetary Fund (IMF).
- What is the highest bank capital to assets ratio recorded in Bulgaria?
- The highest recorded value was 12.0% in 2015.
- What is the lowest bank capital to assets ratio recorded in Bulgaria?
- The lowest recorded value was 8.6% in 2008.
- How does Bulgaria rank for bank capital to assets ratio?
- Bulgaria ranks 33rd out of 146 countries with data for 2025.
- Is bank capital to assets ratio rising or falling in Bulgaria?
- Over the last ten years it is down 4.9%. The long-run trend across the full record is rising.
- Where does this Bulgaria data come from?
- The figures come from Financial Soundness Indicators, International Monetary Fund (IMF), published as part of Bank capital to assets ratio (%). Statizoid updates them automatically from the source API.
Download this data
CSV · JSON — 18 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
The indicator is a measure of capital adequacy that evaluates the financial strength of deposit takers by comparing Tier 1 capital to total assets. Tier 1 capital, often referred to as core capital, includes the most stable and readily available forms of capital, such as common equity, disclosed reserves, retained earnings, and certain other instruments that meet regulatory requirements under the Basel framework. This capital is considered the highest quality because it is fully available to cover losses and does not need to be repaid.