Bank capital to assets ratio in Kenya
Kenya: Bank capital to assets ratio was 11.7% in 2024. ▲ Rising
Bank capital to assets ratio in Kenya, 2006–2024
Source: Financial Soundness Indicators, International Monetary Fund (IMF). Measured in %.
Analysis
In 2024, bank capital to assets ratio in Kenya stood at 11.7%.
That represents a change of up 12.0% on the previous year and down 7.8% over ten years.
Over the whole period, bank capital to assets ratio in Kenya peaked at 13.2% in 2018 and was at its lowest, 10.2%, in 2008.
Kenya ranks 30th of 146 countries on this measure, in the top quarter.
The long-run direction has been consistently rising across the 19 years of available data.
Bank capital to assets ratio in Kenya, year by year
| Year | % | Change |
|---|---|---|
| 2006 | 10.7% | — |
| 2007 | 11.8% | +10.3% |
| 2008 | 10.2% | -13.5% |
| 2009 | 10.4% | +1.5% |
| 2010 | 11.7% | +12.6% |
| 2011 | 11.6% | -0.5% |
| 2012 | 11.4% | -2.2% |
| 2013 | 12.2% | +7.8% |
| 2014 | 12.7% | +3.6% |
| 2015 | 12.4% | -2.5% |
| 2016 | 12.9% | +4.4% |
| 2017 | 11.7% | -9.7% |
| 2018 | 13.2% | +13.1% |
| 2019 | 12.8% | -3.2% |
| 2020 | 12.3% | -3.9% |
| 2021 | 12.1% | -1.6% |
| 2022 | 11.4% | -5.3% |
| 2023 | 10.4% | -8.7% |
| 2024 | 11.7% | +12.0% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 10.8% | 10.2% | 11.8% | 4 |
| 2010s | 12.2% | 11.4% | 13.2% | 10 |
| 2020s | 11.6% | 10.4% | 12.3% | 5 |
Countries ranked near Kenya
More financial sector data for Kenya
- Net domestic credit (current LCU), per capita 129,188 current LCU per person (2023)
- Net domestic credit (current LCU), per unit of GDP 66.5 current LCU per US$ of GDP (2023)
- Net domestic credit (current LCU), annual growth rate 12.6 % change on previous year (2023)
- Gold reserves at 35 SDRs per ounce 19,618 SDR (2025)
- Gold reserves at market value 1.79 million SDR (2025)
- Reserves excluding gold, foreign exchange 8.93 billion SDR (2025)
- Reserves excluding gold 9.05 billion SDR (2025)
- Total reserves (gold at market value) 9.05 billion SDR (2025)
- Total reserves (gold at national valuation) 9.05 billion SDR (2025)
- Total reserves (gold at national valuation) (SDR), per capita 157.31 SDR per person (2025)
Frequently asked questions
- What is bank capital to assets ratio in Kenya?
- Bank capital to assets ratio in Kenya was 11.7% in 2024, according to Financial Soundness Indicators, International Monetary Fund (IMF).
- What is the highest bank capital to assets ratio recorded in Kenya?
- The highest recorded value was 13.2% in 2018.
- What is the lowest bank capital to assets ratio recorded in Kenya?
- The lowest recorded value was 10.2% in 2008.
- How does Kenya rank for bank capital to assets ratio?
- Kenya ranks 30th out of 146 countries with data for 2024.
- Is bank capital to assets ratio rising or falling in Kenya?
- Over the last ten years it is down 7.8%. The long-run trend across the full record is rising.
- Where does this Kenya data come from?
- The figures come from Financial Soundness Indicators, International Monetary Fund (IMF), published as part of Bank capital to assets ratio (%). Statizoid updates them automatically from the source API.
Download this data
CSV · JSON — 19 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
The indicator is a measure of capital adequacy that evaluates the financial strength of deposit takers by comparing Tier 1 capital to total assets. Tier 1 capital, often referred to as core capital, includes the most stable and readily available forms of capital, such as common equity, disclosed reserves, retained earnings, and certain other instruments that meet regulatory requirements under the Basel framework. This capital is considered the highest quality because it is fully available to cover losses and does not need to be repaid.