Bank capital to assets ratio (%) (Financial Soundness) in Kenya
Kenya: Bank capital to assets ratio (%) (Financial Soundness) was 11.7% in 2024. ▲ Rising
Bank capital to assets ratio in Kenya, 2006–2024
Source: Financial Soundness Indicators, International Monetary Fund (IMF). Measured in %.
Analysis
In 2024, bank capital to assets ratio in Kenya stood at 11.7%.
That represents a change of up 12.0% on the previous year and down 7.8% over ten years.
Over the whole period, bank capital to assets ratio in Kenya peaked at 13.2% in 2018 and was at its lowest, 10.2%, in 2008.
Kenya ranks 30th of 147 countries on this measure, in the top quarter.
The long-run direction has been consistently rising across the 19 years of available data.
Bank capital to assets ratio (%) (Financial Soundness) in Kenya, year by year
| Year | % | Change |
|---|---|---|
| 2006 | 10.7% | — |
| 2007 | 11.8% | +10.3% |
| 2008 | 10.2% | -13.5% |
| 2009 | 10.4% | +1.5% |
| 2010 | 11.7% | +12.6% |
| 2011 | 11.6% | -0.5% |
| 2012 | 11.4% | -2.2% |
| 2013 | 12.2% | +7.8% |
| 2014 | 12.7% | +3.6% |
| 2015 | 12.4% | -2.5% |
| 2016 | 12.9% | +4.4% |
| 2017 | 11.7% | -9.7% |
| 2018 | 13.2% | +13.1% |
| 2019 | 12.8% | -3.2% |
| 2020 | 12.3% | -3.9% |
| 2021 | 12.1% | -1.6% |
| 2022 | 11.4% | -5.3% |
| 2023 | 10.4% | -8.7% |
| 2024 | 11.7% | +12.0% |
Kenya compared with similar countries
- Kenya's 11.7% is above the median for lower middle income countries, which is 9.2%, 1.3× the median. (31 countries reporting)
- Kenya's 11.7% is above the median for Sub-Saharan Africa, which is 9.1%, 1.3× the median. (29 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 10.8% | 10.2% | 11.8% | 4 |
| 2010s | 12.2% | 11.4% | 13.2% | 10 |
| 2020s | 11.6% | 10.4% | 12.3% | 5 |
Countries ranked near Kenya
More financial sector data for Kenya
- Reserve position in the IMF, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0001 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 0.3189 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 0 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0001 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 0.2328 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0001 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 0.3189 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 0 % change on previous year (2025)
Frequently asked questions
- What is bank capital to assets ratio in Kenya?
- Bank capital to assets ratio in Kenya was 11.7% in 2024, according to Financial Soundness Indicators, International Monetary Fund (IMF).
- What is the highest bank capital to assets ratio recorded in Kenya?
- The highest recorded value was 13.2% in 2018.
- What is the lowest bank capital to assets ratio recorded in Kenya?
- The lowest recorded value was 10.2% in 2008.
- How does Kenya rank for bank capital to assets ratio?
- Kenya ranks 30th out of 147 countries with data for 2024.
- Is bank capital to assets ratio rising or falling in Kenya?
- Over the last ten years it is down 7.8%. The long-run trend across the full record is rising.
- Where does this Kenya data come from?
- The figures come from Financial Soundness Indicators, International Monetary Fund (IMF), published as part of Bank capital to assets ratio (%). Statizoid updates them automatically from the source API.
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CSV · JSON — 19 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
The indicator is a measure of capital adequacy that evaluates the financial strength of deposit takers by comparing Tier 1 capital to total assets. Tier 1 capital, often referred to as core capital, includes the most stable and readily available forms of capital, such as common equity, disclosed reserves, retained earnings, and certain other instruments that meet regulatory requirements under the Basel framework. This capital is considered the highest quality because it is fully available to cover losses and does not need to be repaid.